The average values in the calculater are based on an average three bedroom New Zealand home. Only enter a value if your item is higher or lower than the average value.

When calculating the value of your contents use:

  • the replacement cost irrespective of age for furniture, furnishings and home appliances
  • the present day value of your computer if it's over five years old, ie the amount you'd get if you sold your computer today.

Don't forget to add any extra items we may not have included such as expensive ornaments, painting, and jewellery.


EQCover on contents is set at $23,000 (including GST). If the value of the contents you're insuring is less than $23,000, then they'll pay out on this lower amount.

NOTE: This is a guide only and not an indication of claim payments.

You may also be interested in