Tell us your income and deposit to get a quick idea of how much you could borrow to buy a home. Add your full financial details for a more accurate indication.
With an offset mortgage, you offset the balance of your savings and everyday accounts against your mortgage – and only pay interest on the difference. See how much it could save you over the life of your home loan.
These calculators are intended to provide you with an indication only and is based on the limited information provided by you. It does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria, terms and conditions, and it is important to note that fees may apply and that interest rates are subject to change
All banks, including Kiwibank, are subject to Reserve Bank restrictions on lending over 80% of a property’s value. This may affect the outcome of any application you make
Offset Mortgage is not available to companies, trusts or sole traders.