What will my repayments be?

Work out your regular repayments and how quickly you could pay off your home loan.


How much could I borrow?

Tell us your income and deposit to get a quick idea of how much you could borrow to buy a home. Add your full financial details for a more accurate indication.


What could I afford to spend on a home?

See what type of house you could buy based on the weekly payments you could afford.


How much could I save with an Offset Mortgage?

With an offset mortgage, you offset the balance of your savings and everyday accounts against your mortgage – and only pay interest on the difference. See how much it could save you over the life of your home loan.


Talk to us about a home loan

These calculators are intended to provide you with an indication only and is based on the limited information provided by you. It does not constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria, terms and conditions, and it is important to note that fees may apply and that interest rates are subject to change

All banks, including Kiwibank, are subject to Reserve Bank restrictions on lending over 80% of a property’s value. This may affect the outcome of any application you make

Offset Mortgage is not available to companies, trusts or sole traders.