Benefit from our Refinancing Package
With a free legal transfer service, no application fees and often no need for a registered valuation, our Refinancing Package could save you up to $2,500 of the cost of refinancing when you switch your home loan to us. See the full benefits and eligibility criteria.
Contact us to make the switch
We've arranged four experienced Mobile Mortgage Managers located across the country to help take care of moving your home loan from Heartland Bank to Kiwibank.
Reach out directly to the one closest to you to talk through your options.
- Auckland — Todd Dixon
- Waikato — Leanne Richards
- Wellington — Chelsea Ladbrook
- Christchurch — Blair Milne
Explore your new home loan
Current rates & specials
See what our current fixed and variable rates are, along with our standard home loan fees.
Home loan options
We've got fixed, variable, offset and revolving home loans — mix and match them to suit you.
Calculate your repayments
Compare different term loan structures, interest rates and repayment amounts.
Home loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.
Retail products aren't available to financial institutions or wholesale customers.
Our Refinancing Package is non-redeemable and can't be exchanged for cash.