Get a quick idea of how much you could borrow to buy a home by telling us your income and deposit. Add your full financial details, like overdrafts, debt, or whether you have kids, for a more accurate indication.
This calculator uses calculations based on the assumption you have a 20% deposit. With the recent changes to LVR restrictions, we may be able to help you into your first home if you have a lower deposit.
Before applying, you may want to talk through your options with one of our home loan experts.
Our Mobile Mortgage Managers can come to you or our Banking Consultants are available in selected branches for appointments.
Find an expertOur online application form takes around 25 minutes to complete. We'll ask about your earnings, expenditures, savings and how much you'd like to borrow.
Apply onlineLog in to Internet Banking and go to Apply & Open to get started.
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This calculator is intended to provide you with an indication only and is based on the limited information provided by you. It doesn't constitute an offer of finance from Kiwibank Limited. All loans are subject to Kiwibank’s normal lending criteria, terms and conditions, and it's important to note that fees may apply and that interest rates are subject to change.