COVID-19 update
If you're financially impacted by COVID-19 and need support, see how we can help you. For information on latest branch opening hours in Auckland and Waikato regions see our branch updates page.
Get a quick idea of how much you could borrow to buy a home by telling us your income and deposit. Add your full financial details, like overdrafts, debt, or whether you have kids, for a more accurate indication.
Loading...
This calculator uses calculations based on the assumption you have a 20% deposit. With the recent changes to LVR restrictions, we may be able to help you into your first home if you have a lower deposit.
Get a $3,000 cash contribution with a new home loan
Keep your home loan homegrown whether you're a first home buyer, looking for your next home or ready to switch, and you'll get $3,000.
Minimum new lending $300k. Minimum 20% equity. Offer available 26 Oct - 14 Nov 2021. Conditional on your banking relationship with us not significantly changing over the next four years. See T&Cs for details.
Start your home buying journey
Whatever stage you're at, we have home loans specialists and tools to help you through the process.
See our other home loan calculators
This calculator is intended to provide you with general information only and is based on the details you provide. Therefore this isn't financial advice nor an offer of finance from Kiwibank Limited.
Standard terms and conditions
All loans are subject to Kiwibank’s normal lending criteria, terms and conditions, and it's important to note that fees may apply and that interest rates are subject to change.