First Home Partner

First Home Partner is a shared ownership scheme for first home buyers, where you can buy a home with Kāinga Ora – Homes and Communities.
Mum dad 2 kids infront of house

Key features & benefits

  • You could get into your first home with as little as 5% deposit

  • Kāinga Ora may contribute up to 25% of the purchase price or $200,000, whichever is lower

  • Sharing ownership with Kāinga Ora may get you on the property ladder sooner

  • If you have KiwiSaver, you may be eligible to make a withdrawal or use First Home Grant as well.

How it works

Let's get you into your first home

Our home loan specialists will work with you to see if First Home Partner would suit. Our tools can also help you through the journey of buying your first home.

Talk to a specialist

Our home loan specialists can walk you through the process of buying a home and discuss what your options are.

Find a specialist

Use our calculator

Our first home buyer calculator allows you to work out how much you may be able to borrow and compare different repayment scenarios.

Calculate now