Receiving money from overseas

From SWIFT to BIC codes and BSB numbers, here’s the information you need to get paid or receive money through an international payment or bank transfer.

Receiving an international payment

You can receive money into either an everyday account or a foreign currency account from another bank electronically.

How it works

The person sending you the money needs the following information:

Your details

  • Your full account name
  • Your account number. Please contact our international services team if you’d like to credit your Foreign Currency Account
  • Your physical address.

Our details

  • Swift code: KIWINZ22
  • Kiwibank Limited, Level 9, 20 Customhouse Quay, Wellington, 6011, New Zealand.

A SWIFT code, also known as BIC code, is a series of 8 or 11 alphanumeric characters which uniquely identifies a financial institution or bank.

Some banks may ask for a 11 character SWIFT code, in this instance please use KIWINZ22XXX.

Their details

We need to comply with anti-money laundering legislation, so make sure the person sending you money includes:

  • The bank account number they’re sending money from
  • Their full name – no initials as everything needs to be spelled out
  • Their full street address. Post office box numbers aren’t acceptable.

Extra information

You might be asked to provide extra information like BSB numbers, sort codes, or routing codes. These are just different terms used overseas for bank and branch. If you're asked for any of these simply use the first six digits of your New Zealand bank account number.

Account number for overseas

Some overseas banks might also ask you for an international bank account number (IBAN). Should you be asked for an IBAN, simply use your entire New Zealand bank account number. If you have any questions, you can try our international services team — call 0800 222 490 or email


You’ll be charged an inward international payment fee when you receive an electronic payment from an overseas bank account into your account. Other fees may also apply. See our foreign exchange rates and fees page for details on our inward payment fee.

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