No problem, the easiest way to apply is to complete our form and an investment expert will call you.
Apply nowLog in to Internet Banking and go to Apply & Open to make it happen.
Log in to Internet BankingYou can also visit one of our branches whether you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankIf you want a savings account that lets you earn good returns and have immediate access to your funds, our Online Call account is for you.
Great if you need immediate access to your money.
Earn bonus interest each calendar month when you make no withdrawals or transfers, and have a minimum balance of $2,000 in your account.
Add money whenever you like and leave it in your account for as long as you like.
Interest rates are subject to change.
You'll need a minimum balance of $2,000 to set up an account and earn interest.
There are no account management or transaction fees because you manage your savings online (other fees may apply).
You'll earn bonus interest each calendar month if you don’t make any withdrawals or transfers, and have a minimum balance of $2,000 in your account.
Interest is calculated daily and paid monthly.
You're in control – you can open and manage your Online Call account anytime and anywhere using internet banking or our mobile app.
Online Call rewards you with bonus interest each calendar month when you:
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Balance |
Base rate |
Bonus rate |
Total rate |
|---|---|---|---|
|
$0 - $1,999 |
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|
$2,000+ |
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|
|
|
Balance |
Base rate |
Bonus rate |
Total rate |
|---|---|---|---|
|
$0 - $1,999 |
|
|
|
|
$2,000+ |
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|
|
It works the same as a regular Online Call, but it could have tax advantages for you. Usually you’d pay your regular income tax on interest earned on savings accounts, which could be up to 33%. With a PIE, the maximum tax you’ll pay on the returns you earn is 28% – meaning you could keep more of your return in your pocket.
Withdrawals from a PIE Online Call go into an account that you nominate when you set up your investment. To change this account, please complete a nominated account change form (PDF 43.2 KB).
If you’re keen to build your nest egg with an Online Call account, you can apply online.
No problem, the easiest way to apply is to complete our form and an investment expert will call you.
Apply nowLog in to Internet Banking and go to Apply & Open to make it happen.
Log in to Internet BankingYou can also visit one of our branches whether you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankOnce your application is complete, our team will get in touch with you so make sure you have your:
If you're a business banking customer, please call 0800 601 601 or talk to our business banking managers.
Special
Lock your money away for longer and earn a higher rate.
Interest rates are subject to change.
Add money whenever you like, give notice to make a withdrawal.
Rates of return are subject to change.
Earn higher interest if you add at least $20 each month and don’t dip into your account.
Interest rates are subject to change.
Standard terms and conditions
Interest rates are subject to change.
Units in the Kiwibank PIE Online Call Fund are distributed by Kiwibank and are issued by Kiwibank Investment Management Limited. See all investments terms and conditions or pick up copies from your nearest Kiwibank.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.