Kiwi Wealth Managed Funds
Kiwi Wealth's Managed Funds make investing simple and affordable. Kiwi Wealth has the same owners as Kiwibank, so you know you’re in good hands.
Key features & benefits
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Open your account and start investing with as little as $100. Additional contributions of any amount can be made whenever you choose – or set up regular contributions to get into a good habit
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Flexibility to invest when you want to and withdraw when you need to without penalties
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Three funds to choose from: Conservative, Balanced and Growth. You can choose a fund to suit your investment timeframe, savings goals and attitude to risk. Depending on which fund you choose, your money will be invested in assets like cash, shares and bonds
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DIY digital platform enables you to set up your new managed funds account in minutes
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Peace of mind investing – your money will be actively managed by Kiwi Wealth’s New Zealand based team of investment experts
How the Kiwi Wealth Managed Funds work
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What's a managed fund?
A managed fund pools money from a group of investors and invests that money into a range of assets (such as shares, bonds, and cash).
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Multiple investment accounts
You can open multiple accounts to help you manage different goals – like a new home or a holiday.
Each account needs an initial $100 investment and you get to choose the fund you're invested in for each account.
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Your investment account
Your investment is held in an investment account. You get to choose a fund that best suits your savings goals, investment timeframe and attitude to risk.
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Risk and return
Each fund has a different level of risk which depends on the type of assets it invests in.
Generally, the more risk you take on, the greater the potential for returns on your money over the long-term. However, this means you'll have to put up with seeing your account balance experience more extreme ups and downs more frequently than if you were invested in a lower risk fund.
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Set up regular payments
You can choose to make regular contributions of any amount that works for you.
Payments can be made weekly, fortnightly, monthly, bi-monthly, quarterly, six-monthly or annually.
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Get your kids started
If you want to invest for your children, you can either open an account in your name and earmark that money for them, or you can open an account in their name – in which case once they turn 18, they’ll call the shots.
Types of funds
Kiwi Wealth offers three managed funds: Conservative, Balanced and Growth. You can choose one (or a combination) that suits your goals, investment timeframe and attitude to risk.
Conservative Fund
Up to 20% in shares and other growth assets, with the remainder invested in cash and fixed interest assets.
The Conservative Fund is generally suitable for investors with a short-term investment timeframe of one to five years or for those who are risk averse and can tolerate the occasional decline in the value of their investment.
Balanced Fund
Up to 70% in shares and other growth assets, with the remainder in cash and fixed interest assets.
The Balanced Fund is generally suitable for investors with a medium-term investment timeframe of five to 10 years or those who have a moderate appetite for risk and tolerance for declines in the value of their investment.
Growth Fund
Up to 100% in shares and other growth assets, with the remainder invested in cash and fixed interest assets.
The Growth Fund is generally suitable for investors with a long-term investment timeframe of more than 10 years and who has a greater tolerance for declines in the value of their investment.
Open a new account
You need to be a New Zealand tax resident to be eligible to invest.
Kiwi Wealth Managed Funds is also available for investment by most types of New Zealand based entities such as trusts, companies, estates, and partnerships.
All other investors
Please complete the application form at the back of the Product Disclosure Statement and an identity verification form.
Download application formStandard terms and conditions
Download the Product Disclosure Statement for Kiwi Wealth Managed Funds.
Kiwi Wealth Limited is the Issuer and Manager of Kiwi Wealth Managed Funds and is a related company of Kiwibank Limited.
Investments made in Kiwi Wealth Managed Funds don't represent bank deposits or other liabilities of Kiwibank and neither Kiwibank nor any other person guarantees the repayment of investors’ interests in Kiwi Wealth Managed Funds or the payment of any earnings or returns on investments in Kiwi Wealth Managed Funds. Investments in Kiwi Wealth Managed Funds are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances and loss of investment value.