Life & Living Insurance gives you peace of mind that the people you care about will have enough money to keep living comfortably if you were to die or get really sick and not be able to work any more.
If you were to die, would there be enough money to cover your:
If you've got children, you'll need to think about:
If you were unable to work because of illness, would you have enough money to cover:
If you’ve got enough savings to cover your living costs, if you weren’t able to work for a long period of time due to a serious illness, then you might be able to get by without Living insurance, or with a reduced level of cover.