Visa payWave is the faster way to pay. With payWave, you don't need to swipe, insert, sign or enter a PIN – just tap your card on the reader to make a purchase under $80 in New Zealand.
Hold your card within 4 cm of the secure contactless reader. This takes no more than half a second and the terminal will beep once the transaction is processed. You can then remove your card and the transaction will be complete.
For purchases over $80, you can still tap your card, but you’ll need to sign or enter your PIN to complete the transaction. Different transaction limits may apply overseas.
You can use Visa payWave anywhere in the world you see the payWave logo – but the transaction limit before you are asked for your PIN will vary from country to country. For example, in Australia the payWave transaction limit is $100 AUD.
When you use your card for foreign currency transactions, your transactions will be charged to your account in New Zealand dollars at a rate of exchange determined by Visa on the date it sends the transaction details to us. An international transaction fee will also apply.