Low Rate Mastercard®

The card that costs you less with our lowest purchase interest rate.

Mastercard® Zero

The card with no account fee.

Mastercard® Gold

A lower interest rate than rewards cards but with added benefits like higher credit limits and complimentary travel insurance.

Standard terms and conditions

Other fees may apply. Interest rates subject to change. Important conditions and exclusions are set out in the Travel Insurance for Kiwibank Credit Cards Policy wording (PDF 195.8 KB). Kiwibank Mastercard Gold Travel Insurance is arranged by Kiwibank and is issued by Tower Insurance Limited.