Save with a 0% p.a. balance transfer

Switch to a Kiwibank Credit Card from a non-Kiwibank credit card and pay 0% p.a. interest on the balance you transfer for the first 12 months, if you apply before 8 March 2020 – and with our Zero Visa you’ll also pay zero annual account fee, forever!

How a balance transfer works

   

Find the right card for you

Low rate

Our card with our lowest purchase interest rate.

  • balance transfer rate
  • $15 six monthly account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Low rate

Don't want to pay an account fee? This is the credit card for you.

  • balance transfer rate
  • No account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Low rate

A low fee card with a higher limit and built-in overseas travel insurance.

  • balance transfer rate
  • $40 six monthly account fee
  • Up to 55 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Earn rewards, pay low fee and rates.

  • Earn one Airpoints Dollar™ for every $160 of eligible spend*
  • $12.50 six monthly fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Earn rewards as you spend.

  • Earn one Airpoints Dollar™ for every $120 of eligible spend*
  • $32.50 six monthly fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Our ultimate rewards card.

  • Earn one Airpoints Dollar™ for every $75 of eligible spend* and one Status Point for every $200
  • $75 six monthly account fee
  • Up to 44 days interest free.

Other fees and interest apply. Interest rates are subject to change.

Apply for a balance transfer

To get 0% p.a. for 12 months, you'll need to apply before 8 March 2020. You can apply if you're new to Kiwibank, a Kiwibank customer, or if you already have a Kiwibank Credit Card.

New to Kiwibank?

You can apply for a Kiwibank Credit Card online and select a balance transfer as part of your application.

Apply online

Already a Kiwibank customer, but don't have a credit card?

You can apply for a credit card and set up a balance transfer via the Apply & Open tab in internet banking.

Log in to Internet Banking

Already have a Kiwibank Credit Card?

Send us a SecureMail message in internet banking, with Balance Transfer in the subject line.

Log in to Internet Banking