To be eligible for an overdraft, you must meet the following criteria:
- Be 18 years of age or over
- Be a permanent New Zealand resident
- Have an acceptable credit history – we’ll do a credit check as part of the application process.
Kiwibank needs to be comfortable that your financial situation can support an overdraft. As part of the application, you may need to provide proof of income and some details about your monthly expenses, assets and liabilities. Having this information handy can help speed the application process up.
If you’re not certain whether you meet all of the above criteria including having a good credit history, give us a call on 0800 113 355 to discuss your situation.
If you have an overdraft and you're struggling to keep your head above water, get in touch to see if you qualify for financial hardship assistance.
To apply, give us a call on 0800 113 355 or visit your nearest Kiwibank.