Savings accounts

Our savings accounts can help you reach your financial goals. Compare options and choose the account that suits you best. Flexibility to add to your funds and you'll earn interest on every dollar. This is saving for life's plot twists.
Pool product banner

Find the right savings account for you

Start your savings today

  1. 1
    Tahi

    Open with zero balance

    There's no minimum balance required to open a savings account with us – but the more you start with, the sooner you'll be able to reach your goals. If you're new to Kiwibank you'll need to join online first.

  2. 2
    Rua

    Choose your account

    Our Online Call account gives you immediate access to your money, and our Notice Saver lets you earn a good rate of return. Choose either or even both to help you hit your savings target.

  3. 3
    Toru

    Watch your savings grow

    Try Goal Tracker in our mobile app or internet banking. Use this online tool to help visualise your goals and stay on track. Set up regular automatic transfers to boost your savings without the admin.

Tools & guides to help you save

Tool

Goal Tracker
Guide

Starting to save
Guide

Building an emergency fund
Guide

The basics of investing
Accounts

Opening accounts for kids
Guide

Saving for a comfortable retirement
KB_Savecampaign_Full-Width-Promo_v3 KB_Savecampaign_Full-Width-Promo_v3

Manage your savings from anywhere

Watch how easy it is to open savings accounts, reach savings goals faster and save money – all in our mobile app.

Open a savings account

New to Kiwibank?

Welcome! Complete our online form to join Kiwibank and open your savings and investment accounts.

Join now

Already a Kiwibank customer?

Log in to our mobile app or internet banking and go to 'Apply & Open' to make it happen.

Log in to Internet Banking

Want to talk through options?

No problem, complete our online form and an investment specialist will call you.

Request a call back

If you're a business banking customer, find out more about opening a business account.

Standard terms and conditions

Interest rates are subject to change. The rate of return for Notice Saver can change at any time and without notice. This means the rate might go up or down during your investment.

Units in the Kiwibank PIE Online Call Fund and Kiwibank Notice Saver are issued by Kiwibank Investment Management Limited and are distributed by Kiwibank Limited. See all investments terms and conditions or pick up copies from your nearest Kiwibank.

This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.

Retail products aren't available to financial institutions or wholesale customers.