Everyday accounts

Free up

Our most popular everyday account. Great if you do most of your banking online.

  • No monthly account or electronic transaction fees

  • You can choose to get a Visa Debit Card

  • Set up alerts or a Sweep whenever your balance gets low

Bill Blaster

Set up Bill Blaster alongside your Free Up account so it automatically takes care of your bills for you.

Now account

A basic everyday account where you can choose a flat monthly fee or pay-as-you-go transaction fees.

Front Runner

Earn interest on up to four Front Runner accounts if you have a combined minimum balance of $4,000.


Savings accounts

Back-Up Saver

A general purpose savings account if you want to earn interest, but still have instant access to your money.

Online Call

Instant access when you need it and bonus interest if you make no withdrawals and have $2,000 in your account.

Notice Saver

Add money whenever you like and earn higher interest, just give 32 or 90 days’ notice when you need your money.

Fast Forward Saver

Get higher interest if you add at least $20 each month and don’t dip into your account.


Need help choosing?

If you're unsure which account type might suit your needs, try our handy account selector.


Ways to help you manage your money


Other accounts, packages and cards


Download our mobile app

As well as doing all the things you'd expect from a banking app, like paying people, viewing/editing upcoming payments and sending secure messages, you can also use your fingerprint or face ID to login (on compatible devices), view balances on the run, add goals and track your progress on our mobile app.


Open an account now

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Try our account selector

If you’re opening a new account with Kiwibank, we’ll need to see some ID to verify your identity and your address at your local Kiwibank.

Extra stuff to know

Download Kiwibank’s Disclosure Statement (PDF 913.8 KB) or pick up a copy at your local Kiwibank.

Units in Kiwibank Notice Saver are issued by Kiwibank Investment Management Limited and are distributed by Kiwibank Limited. Download the Terms and Conditions for Kiwibank Notice Saver (PDF 52.0 KB) or pick up a copy from your local Kiwibank.