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Accounts

Our accounts give you control to manage your money, your way. Whether you’re after low fees, incentives to help you save, or want to access your funds on the go. This is helping you reach your financial goals.

   

Choose the right accounts for you

Compare all account rates & fees

Manage your money in the mobile app

Everyday banking is at your fingertips with our mobile app. Once you're securely logged in, you can check balances at a glance, transfer funds, make payments and even open a new account.

  • Personalise accounts

    Add nicknames and photos to easily recognise your accounts, e.g. car savings, tropical getaway, house renovations.

  • Make payments

    Easily pay bills and transfer funds when you're out and about.

  • Set goals

    With our Goal Tracker you can see the progress you've made towards your savings goals each time you log in.

  • Send secure mail

    Send us a secure message through our app and we'll be in touch within three working days.

  • Update your card

    Replace, cancel, block or unblock your EFTPOS, debit or credit cards in the app. You can set or change a PIN too. Learn more.

  • Notify us of travel

    Keep us updated about your overseas travel, so that we can better protect your accounts and cards while you're away.

Download from App Store Download from Google Play

Your salary could earn you $5,000

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Have your salary, wages or other income paid directly into your Kiwibank account, fill in the entry form, and make sure at least $500 lands in your account by the end of the next calendar month to be in the draw. T&C's apply.

Enter the draw
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Your choice of card design

Our Visa Debit Card comes in different colourways, Harakeke Green, Night Sky, Dusk and Rainbow. They're also environmentally friendly – made from 82% recycled materials, and have improved functionality and accessibility features.

Get your money working harder for you

Tips

Eight steps to financial fitness
Guide

Get on top of your debt
Guide

Building a financial buffer
Guide

Creating a budget
Tools and calculators

Goal Tracker
GUIDES

See all Thrive HQ guides

Ways we can help

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Help with accounts

Explore our Help hub for how-to guides and step-by-step instructions on accounts. Find out how to open an account, share your account number and more.

Find out more

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Financial hardship assistance

If you’re going through financial hardship we may be able to help you. Please don’t be afraid to talk to us – the sooner you do, the sooner we can work out what we can do to help.

Find out more

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How to stay safe from scams

Scams are becoming a lot more sophisticated and harder to detect, meaning that anyone can fall victim to a scam. The best way you can keep yourself safe is to be aware of common types of scams, and how these scams work.

Find out more

Open an account

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

We no longer offer Now, Front Runner, Bill Blaster, First Saver, Back-up Saver or Fast Forward Saver accounts. If you currently have one of these, you can find the relevant information about these products on our products no longer offered page.

Retail products aren't available to financial institutions or wholesale customers.