You’ve probably noticed our Credit Card section looks a little different. No need to worry, we've recently revamped this section.
Sometimes zero is a hero – like when it comes to credit card account fees. Our Zero Visa has no account fee and a lower interest rate, making it great for everyday use.
Key features and benefits
No account fee for you and any joint or additional cardholders.
Standard purchase interest rate of .
Up to 55 interest free days on purchases.
Interest rates and fees
Interest rates are subject to change.
Account fee (every six months)
Interest rate on purchases
Interest rate on cash advances
Interest free days
Up to 55
Balance transferred from a non-Kiwibank credit card
for six months.
Minimum credit limit
Late payment fee
When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement.
$5 per late payment.
Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee.