Why Online Call?

  • You need at least $2,000 to open the account.

  • Bonus interest each month if you don’t make any withdrawals.

  • Keep adding money to your account whenever you like.

  • PIE option available.

How it works

  • Interest is calculated daily and paid monthly.
  • Manage your account through mobile, internet or phone banking only. No card access means saving can be easier for you.
  • Set up and track your savings goals with Goal Tracker.

A bigger slice of the PIE

If you pay 30% or 33% tax on your income (you earn over $48,000 a year), choose the PIE Online Call option when you open your account.

It works the same as Online Call, but you’ll only pay up to 28% tax on the interest income you earn (so you pay less tax if your income tax rate is 30% or 33%), keeping more of your return in your pocket.

More about PIEs

Interest rates

Online Call rewards you with bonus interest each calendar month when you:

  • make no withdrawals or transfers; and
  • have a minimum balance of $2,000 in your account at any time.


Base rate

Bonus rate

Total rate

What it costs

You pay no account management or transaction fees because you manage your savings online (other fees may apply). If your balance drops below $2,000 at any time, you won’t earn any interest until it’s back up above $2,000.

Get started with your investment

Already a Kiwibank customer?

Login to internet banking

Not a Kiwibank customer?

Apply online

Units in the Kiwibank PIE Online Call Fund are distributed by Kiwibank and are issued by Kiwibank Investment Management Limited. Download the Terms and Conditions for Kiwibank PIE Online Call Fund (PDF 49.4 KB), or pick up a copy from your local Kiwibank.

Download Kiwibank’s Disclosure Statement (PDF 474.3 KB) or pick up a copy at your local Kiwibank.

This communication contains general information only and not investment or tax advice, and as such you should not rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of investing in an investment.