We partner with Tower, our trusted provider of House, Contents, Car and specialist insurance options.
Road confidence for every driver
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Choose from three levels of cover to best suit your needs.
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Find specialist vehicle cover for caravans, motorhomes, motorbikes and more.
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Add on RoadWise® cover to your policy and get access to roadside assistance 24 hours a day, seven days a week.
How it works
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Choose your level of cover
Comprehensive car insurance covers your vehicle as well as any damage you cause to someone else's vehicle or property. It also covers damage done to your vehicle by uninsured drivers.
Third party, fire and theft car insurance covers you for damage you cause to someone else's vehicle or property, and also covers your vehicle if it's stolen or damaged by fire.
Third party car insurance covers you for damage to someone else's vehicle or property.
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Add roadside assistance
You can add RoadWise® roadside assistance to any car insurance policy. Help will be just a phone call away if your car breaks down, gets a flat tyre, runs out of petrol or you lose your keys.
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Cover other types of vehicles
You can also get insurance for caravans, trailers, motorbikes and motorhomes. Call Tower for a quote on 0800 222 491.
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Manage & claim
Once you're set up as a customer, create an account for the My Tower online portal. Here, you can manage your insurance, download your policy wording and more.
To make an insurance claim, get in contact as soon as you can, using the My Tower portal, to get the process started.
Policy terms, excesses, limits and exclusions apply. Cover subject to current underwriting criteria.
Save big with Tower
Save $100 on new comprehensive car insurance, or save $400 in total when you take out new comprehensive car, house and contents insurance together.* T&Cs apply.
* $400 is made up of individual policy discounts, each available separately. New, eligible policies only. Excludes contract works. Use promo code EASYSAVE. Offer ends 30 January 2027.​
Apply for car insurance
Quote & buy online
If you’re applying for House, Contents, Car, Landlord or Boat Insurance you can get a quote and buy online.
Learn more at tower.co.nzTalk to a Tower insurance specialist
If you’d like to talk to someone about getting Motorbike, Motorhome, Caravan or Trailer, Lifestyle Block, Contract Works - Renovation Cover Insurance.
Call Tower on 0800 222 491More specialist vehicle cover
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Boat insurance
Insure your boat with Tower, Coastguard's preferred boat insurer.
Learn more at tower.co.nz
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Caravan or trailer insurance
Get peace of mind with caravan or trailer insurance to cover your trailer or home away from home.
Call Tower on 0800 222 491
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Motorbike insurance
Cover your motorbike with Tower's comprehensive or third party fire and theft cover.
Call Tower on 0800 222 491
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Motorhome insurance
Get comprehensive or third party fire and theft cover for your RV or campervan.
Call Tower on 0800 222 491
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Important information
This page provides general information and isn't intended as regulated financial advice. To review your specific situation and financial requirements please talk to your Financial Adviser.
Clicking 'Apply now' will take you to Tower Limited’s online quote journey. By participating in Tower’s online journey, you agree to Tower Limited's terms and conditions.
Tower Limited (also known as ‘Tower’) underwrites all contracts of House, Contents, Landlord, Car, Boat, Travel and Pet Insurance cover. Tower’s Travel and Pet Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners. The contracts of insurance are between you and Tower Limited. Kiwibank Limited (Kiwibank) receives a commission from the sale of insurance policies sold by Tower when referred by Kiwibank. Kiwibank, or any member of the Kiwi Group Capital Limited (including Kiwibank) group of companies, does not guarantee the obligations of, or any products issued by, Tower Limited and is not liable if Tower (or other insurer of the policy) declines to pay a claim. Any claims issues are between the insured person(s) and Tower Limited or any involved third party. Full terms, conditions and exclusions are available in the applicable policy wording. View Tower’s financial strength rating and solvency margin on their website at tower.co.nz.
Kiwibank doesn't provide financial advice for insurance and is not engaged by Tower Limited to provide any financial advice in respect of its insurance products. Terms and conditions, exclusions, limits and sub limits apply. Insurance cover is subject to Tower’s current acceptance underwriting criteria.
Kiwibank Limited holds no responsibility for the content on third party websites and make no representations as to the accuracy of the information provided on those websites.
Previous insurance policies administered by Ando and Tower
- House, Contents and Car Insurance administered by Ando
- House, Contents and Car Insurance issued by Tower Limited before 5 April 2018.
If you're an existing policy holder you can find the relevant information about these policies on our products no longer offered page or our legal documents archive page.