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Term Deposit

Term Deposit
Current rates p.a.
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Specials:

Term Deposits
3.75% p.a. for 9 months | Minimum investment $10,000 | Interest at maturity.

Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
30 days N/A0.65%0.75%0.75%
60 days N/A1.40%1.50%1.50%
90 days 2.00%2.65%2.75%2.75%
100 days 2.00%2.70%2.80%2.80%
120 days 2.00%2.90%3.00%3.00%
150 days 2.00%3.00%3.10%3.10%
6 months 2.00%3.20%3.30%3.30%
200 days 2.00%3.20%3.30%3.30%
9 months 2.00%3.65%3.75%3.75%
1 year 2.00%3.40%3.50%3.50%
2 years 2.00%3.75%3.85%3.85%
3 years 2.00%3.90%4.00%4.00%
4 years 2.00%4.05%4.15%4.15%
5 years 2.00%4.20%4.30%4.30%
Interim Interest options
1 year 2.00%3.35%3.45%3.45%
2 years 2.00%3.65%3.75%3.75%
3 years 2.00%3.70%3.80%3.80%
4 years 2.00%3.70%3.80%3.80%
5 years 2.00%3.70%3.80%3.80%
Access Term Deposit
Current rates p.a.
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Interest paid at maturity
Term $1,000+$5,000+$10,000+$50,000+
2 years 2.00%3.75%3.85%3.85%
3 years 2.00%3.90%4.00%4.00%
4 years 2.00%4.05%4.15%4.15%
5 years 2.00%4.20%4.30%4.30%
Interim Interest options
2 years 2.00%3.65%3.75%3.75%
3 years 2.00%3.70%3.80%3.80%
4 years 2.00%3.70%3.80%3.80%
5 years 2.00%3.70%3.80%3.80%
PIE Term Deposit
Current rates
Effective rate
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90 days 2.75% p.a. 2.96% p.a. if you pay tax at the top marginal rate
100 days 2.80% p.a. 3.01% p.a. if you pay tax at the top marginal rate
120 days 3.00% p.a. 3.22% p.a. if you pay tax at the top marginal rate
150 days 3.10% p.a. 3.33% p.a. if you pay tax at the top marginal rate
6 months 3.30% p.a. 3.55% p.a. if you pay tax at the top marginal rate
200 days 3.30% p.a. 3.55% p.a. if you pay tax at the top marginal rate
9 months 3.75% p.a. 4.03% p.a. if you pay tax at the top marginal rate
1 year 3.50% p.a. 3.76% p.a. if you pay tax at the top marginal rate
Notice Saver
Current rates p.a.
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Notice Period $0 – $1,999$2,000+
32 days N/A2.25%
90 days N/A2.75%

Online Call

Online Call
Current rates p.a.
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$0 – $1,999 0.00%
$2,000+ 1.50%*
PIE Online Call*
Current rates
Effective rate
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Bonus return - earned if no withdrawals are made during the month (Class A) 1.50% p.a. 1.61% p.a. if you pay tax at the top marginal rate
Base return - earned if a withdrawal is made during the month (Class B) 0.50% p.a. 0.54% p.a. if you pay tax at the top marginal rate

Conditions

Rates are subject to change.

Download Kiwibank Limited’s Disclosure Statement (PDF 334.6 kB) or pick up a copy from your local Kiwibank.

Download the Kiwibank Term Deposit Terms and Conditions (PDF 41.0 kB) or pick up a copy from your local Kiwibank.

Units in Kiwibank PIE Online Call Fund, Kiwibank PIE Term Deposit Fund and Kiwibank Notice Saver are distributed by Kiwibank Limited and are issued by Kiwibank Investment Management Limited. Download the Investment Terms and Conditions (PDF 362.4 kB) or pick up a copy from your local Kiwibank.