Personal loan insurance

We no longer offer Repayment Protection Insurance to new customers. If you're an existing policy holder, your cover will continue unchanged. You can cancel your policy anytime.

Cover for existing customers

  • Repayment cover – involuntary unemployment: if you unexpectedly lose your job through no fault of your own, your personal loan repayments of up to $1,500 a month will be covered while you look for a new role – up to a maximum of six months.

  • Repayment cover - disability: if you’ve become disabled as a result of sickness or injury and can’t work, your personal loan repayments of up to $1,500 per month will be covered, until you return to work.

  • Life cover: if you die, or are diagnosed with a terminal illness that means you’re likely to die within 12 months, your personal loan will be paid off in full – up to $50,000.

Download full policy (PDF 397.9 KB) from 21 August 2020

Get in touch

If you've got any questions or if you'd like to make a claim, get in touch with us.

If you took out your personal loan:

  • after 15 September 2009, call us on 0800 220 999 between 10.30am – 7pm, Monday to Friday.
  • before 15 September 2009, or if you’re a Kiwibank Home Loan customer with a personal loan – call us on 0800 222 491 between 9am – 6pm Monday to Friday, or 10am – 2pm Saturday.

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