Get financially organised with a personal loan

Consolidate your debts today and pay 15.95% p.a. fixed for the life of your loan when you use the promo code NEWYOU. Minimum loan amount is $10,000. A $240 establishment fee applies. T&Cs apply.

Find out more about a personal loan

Apply online and we’ll get back to you within 24 hours in most cases (excludes Sunday). Our online application lets you save your progress and can be accessed from your mobile too. If you need any help call one of the team on 0800 588 002.

A Personal loan allows you to pay back your loan with regular fixed amounts over time, helping with your budget. Contact us if you'd like to discuss other borrowing options, or have any questions about whether a personal or car loan is right for you.

Personal loan offer

To receive the discounted interest rate, the promo code NEWYOU must be advised at the time of application. The standard rate for loans $10,000 or more is 16.95% fixed p.a. New lending must be approved and drawn down by 31 December 2018. A $240 establishment fee applies. Standard terms and conditions apply.

Standard terms and conditions

Personal loans and car loans are provided by Latitude Financial Services Limited ('Latitude'). Kiwibank receives a commission for referring a personal loan to Latitude. Latitude's lending criteria, terms and conditions and fees apply. Where new lending is consolidated with an existing Kiwibank or Latitude provided personal loan, a blended interest rate will apply.