Personal & car loans
Life can be a costly business. If you don't have the cash reserves to make a major purchase, a personal or car loan might be the answer. This is support when you need it.
Choose a loan
Before you apply
Work out your repayments
Our personal loan calculator will give you an idea of what your repayments might be, how long it'll take to pay off the loan and what the total interest might be.
Our personal loan calculator will give you an idea of what your repayments might be, how long it'll take to pay off the loan and what the total interest might be.
Understanding the recent CCCFA changes
Consumer lending laws have recently changed, find out how this may impact you and your application.
Consumer lending laws have recently changed, find out how this may impact you and your application.
Standard terms and conditions
1Personal loans and car loans are provided by Latitude Financial Services Limited ('Latitude'). Kiwibank receives remuneration for referring these loans to Latitude. Latitude's lending criteria, terms and conditions and fees apply. Where new lending is consolidated with an existing Kiwibank or Latitude provided personal loan, a blended interest rate will apply.
Personal loan insurance
We no longer offer Kiwibank Repayment Protection Insurance. However, if you're an existing policy holder you can find the relevant information about this policy on our products no longer offered page.