Apply online and we’ll get back to you within 24 hours in most cases (excludes Sunday). Our online application lets you save your progress and can be accessed from your mobile too. If you need any help call one of the team on 0800 588 002.

A Personal loan allows you to pay back your loan with regular fixed amounts over time, helping with your budget. Contact us if you'd like to discuss other borrowing options, or have any questions about whether a personal or car loan is right for you.

*Discounted rate terms and conditions

To receive the discounted interest rate of 15.95% p.a, the promo code “HANDLE” must be advised at the time of application. The minimum new lending amount to receive the discounted interest rate is $10,000. New lending must be approved and drawn down by 10 November 2017. Where the promo code “HANDLE” is not given at the time of the application, the applicant will not be eligible for the discounted rate.

A rate of 18.95% p.a. applies to loans less than $10,000. Where new lending is consolidated with an existing Kiwibank or Latitude provided personal loan, a blended interest rate will apply.

Personal loans and car loans are provided by Latitude Financial Services Limited ('Latitude'). Kiwibank receives a commission for referring a personal loan to Latitude. Latitude's lending criteria, terms and conditions and fees apply.