If you're financially impacted by COVID-19 and need support, see how we can help you. For information on latest branch opening hours in the Northland, Auckland and Waikato regions see our branch updates page.
Apply online and we’ll get back to you within 24 hours in most cases (excludes Sundays). If you need any help with your online application call us on 0800 588 002.
Apply nowYou can also visit one of our branches, whether you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankLife can be a costly business. If you don't have the cash reserves to make a major purchase, a personal or car loan might be the answer.
Interest rates are subject to change.
Interest rates are subject to change.
Interest rates are subject to change.
Interest rates are subject to change.
Our personal loan calculator will give you an idea of what your repayments might be, how long it'll take to pay off the loan and what the total interest might be.
Standard terms and conditions
Personal loans and car loans are provided by Latitude Financial Services Limited ('Latitude'). Kiwibank receives remuneration for referring these loans to Latitude. Latitude's lending criteria, terms and conditions and fees apply. Where new lending is consolidated with an existing Kiwibank or Latitude provided personal loan, a blended interest rate will apply.
Personal loan insurance
We no longer offer Kiwibank Repayment Protection Insurance. However, if you're an existing policy holder you can find the relevant information about this policy on our products no longer offered page.