Customers are no longer able to apply for Credit Card Repayment Insurance when opening a new Kiwibank Credit Card account.
If you’re an existing Credit Card Repayment Insurance policy owner, your cover will remain in place. However, if you decide to change your Kiwibank Credit Card type or set up a joint credit card from 30 April 2021, your Credit Card Repayment Insurance cover will end and you won't be able to apply for Credit Card Repayment Insurance on your new card. You can also cancel your cover at any time.
Covers part or all of your outstanding balance if you’re unable to work due to an accidental injury or illness, made redundant, declared bankrupt (if you’re self-employed), critically or terminally ill, or pass away.
You'll be covered if you're a primary or a joint credit card holder.
Your premiums are based on the closing monthly balance of your credit card – so you only pay for the protection you need.
Under some circumstances, pre-existing conditions may be covered.
For customers who have a Credit Card Repayment Insurance start date before 26 February 2021, download the full Cover Wording (effective from May 2019) (PDF 231.3 KB). As of 30 April 2021, the updated Cover Wording will apply.
For customers who have a Credit Card Repayment Insurance start date after 26 February 2021 to 31 March 2021, download the full cover wording (effective from May 2019) (PDF 231.3 KB). As of 1 June 2021, the updated Cover Wording will apply.
For customers who have a Credit Card Repayment Insurance start date after 1 April 2021, download the full cover wording (effective from April 2021) (PDF 215.5 KB).
If you've got any questions about the changes or want to talk about your policy, give us a call on 0800 222 491 between 8.30am - 6pm, Monday to Friday.
Protect your lifestyle if you can't work anymore, and look after your loved ones if you pass away.
Important terms, conditions and exclusions apply (PDF 215.9 KB).
Take the sting out of replacing your things if they get stolen or accidentally damaged.
Important terms, conditions and exclusions apply (PDF 1.3 MB).
You’ve worked hard to get your house, so make sure you’re covered if something goes wrong.
Important terms, conditions and exclusions apply (PDF 1.3 MB).
If you already have Kiwibank Credit Card Repayment Insurance and your policy was issued after 10 April 2011, your policy will have been provided by Kiwi Insurance Limited. Kiwi Insurance Limited is the only organisation responsible for claims under the policy. If you arrange your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any products issued by, Kiwi Insurance Limited. Kiwibank Limited may receive a commission on any insurance it arranges. Important terms, conditions and exclusions are set out in the Credit Card Repayment Insurance Cover wording (PDF 231.3 KB).
View Kiwi Insurance Limited's financial strength rating and solvency margin.
“We”, “us”, or “our” means Kiwi Insurance Limited.
If you already have Kiwibank Credit Card Repayment Insurance and your policy was issued before 10 April 2011, your policy will have been provided by Cigna Life Insurance New Zealand Limited. Important terms, conditions and exclusions are set out in the Credit Card Repayment Insurance Policy wording (PDF 400.7 KB).
Cigna Life Insurance New Zealand Limited is the only organisation responsible for claims under this policy. If you arranged your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any product issued by, Cigna Life Insurance New Zealand Limited.
View Cigna's financial strength rating and solvency margin on their website at cigna.co.nz.
Kiwibank and Kiwi Insurance Limited hold no responsibility for the content on third party websites and make no representations as to the accuracy of the information provided on those websites.