We no longer offer Home Loan Insurance to new customers. If you’re an existing policy holder, your cover will continue unchanged. You can also reduce or cancel your policy at any time.

Cover for existing customers

  • Your insured debt or repayments on your Kiwibank Home Loan will be covered if you die or are unable to work because you’re sick or injured.

  • Premiums adjust as your loan changes, so you only ever pay for the right amount of cover.

  • Premiums are calculated based on factors such as your age, gender, occupation, whether you smoke, the plan you’ve chosen, your loan repayments and the outstanding balance of your home loan.

  • When you took out your cover, you would have chosen the proportion of your home loan you wanted to insure – 50%, 75%, 100% or 125% - up to a maximum of $500,000 of cover.

Talk to an insurance expert

If you’ve got questions about the changes or want to talk about your policy give us a call.

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