Air New Zealand Airpoints™ Standard Visa

As of 24 November 2021 we stopped offering the Air New Zealand Airpoints Standard Visa.

If you’re an existing cardholder:

  • You can continue to use your card as usual.
  • The interest rate on cash advances has dropped from 22.95% p.a. to 20.95% p.a.

Features & benefits for existing cardholders

  • One Airpoints Dollar™ for every $120 of eligible spend*.

  • Standard purchase interest rate of

  • Up to 44 days interest free on purchases.

Interest rates, fees & rewards

Interest rates are subject to change.

Airpoints Dollars

Earn one Airpoints Dollar for every $120 spent on eligible purchases*, or one Airpoints Dollar for every $100 spent on Air New Zealand products bought directly from Air New Zealand.

As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire.

Air New Zealand Lounge eVouchers

Get two complimentary Air New Zealand Lounge eVouchers each year, when you spend $30,000 or more on eligible purchases*

In light of COVID-19, single use Air New Zealand Lounge eVouchers will be extended by six months. eVouchers set to expire 22 October 2021 - 22 October 2022 will automatically be extended by six months from the original expiry date. You'll be able to see this in your Air New Zealand mobile app or myairnz on

Account fee (every six months)


Joint/additional cardholder account fee (every six months)

$10 per card

Interest rate on purchases and cash advances

Interest free days

Up to 44

Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period doesn't apply to cash advances or balance transfers.

Minimum credit limit


Late payment fee

When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement

$5 per late payment

Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee.

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