Air New Zealand Airpoints™ Platinum Visa

Get in the air faster with our ultimate Air New Zealand Airpoints™ credit card that lets you earn Status Points as well as Airpoints Dollars™.

Key features and benefits

  • One Airpoints Dollar for every $75 of eligible spend*.

  • Earn one Status Point for every $200 of eligible spend*.

  • Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply.

Interest rates, fees and rewards

Interest rates are subject to change.

Airpoints Dollars

Earn one Airpoints Dollar for every $75 spent on eligible purchases*, or one Airpoints Dollar for every $65 spent on Air New Zealand products bought directly from Air New Zealand.

As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire.

Air New Zealand Lounge eVouchers

Get two complimentary Air New Zealand Lounge eVouchers each time you spend $30,000 on eligible purchases*. The maximum number of Lounge eVouchers that can be earned in each 12-month period will be four ie two pairs.

In light of COVID-19, single use Air New Zealand Lounge eVouchers will be extended by six months. eVouchers with an original expiry date between 1 March 2020 and 28 February 2021 will be extended by six months from the original expiry date. You'll be able to see this in your Air New Zealand mobile app or myairnz on airnewzealand.co.nz.

Koru membership

Pay no joining fee for a Koru membership and get $145 off the annual fee.

Travel insurance

Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply.

Account fee (every six months)

$75

Joint/additional cardholder account fee (every six months)

$15 per card

Interest rate on purchases

Interest rate on cash advances

Interest free days

Up to 44

Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period doesn't apply to cash advances or balance transfers.

Balance transferred from a non-Kiwibank credit card

for

Minimum credit limit

$8,000

Late payment fee

When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement

$5 per late payment

Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee.

Travel advisory

Within an approved travel bubble: If you're a Kiwibank Platinum Visa or Air New Zealand Airpoints Platinum Visa cardholder, you maybe eligible for overseas travel insurance if you meet the normal activation criteria and all other terms and conditions under the Travel Insurance for Kiwibank Credit Cards Policy Wording (PDF 204.2 KB) and travel to any location within a travel bubble approved by the New Zealand Government after the date such bubble opened. Please note there is no cover for any COVID-19 related claims or claims arising from any change in Quarantine-free travel status or the action of any government.

Outside an approved travel bubble: If you're a Kiwibank Platinum Visa or Air New Zealand Airpoints Platinum Visa cardholder and are considering overseas travel, you need to be aware that you won’t be covered for travel to, from, or while staying in a location outside any travel bubble approved by the New Zealand Government (including, but not limited to, any location classified as ‘Do Not Travel’ by the Ministry of Foreign Affairs and Trade (MFAT)). We strongly recommend that you check the Safe Travel website to confirm whether your travel destination is safe. You can also register your plans with Safe Travel, so MFAT can contact you in the event of an emergency.

If you already have travel insurance through your Kiwibank Credit Card, are currently overseas and need assistance arranging travel home, please call Tower's Worldwide Emergency Assistance Service on +64 9 985 5000.

Find out more by calling Tower on 0800 379 372.

How it works

Apply now

You can apply for an Air New Zealand Airpoints™ Platinum Visa online whether you’re a new or an existing Kiwibank customer.

New to Kiwibank?

Complete our online application form to apply for a credit card. We'll also need to verify your identity.

Apply online

Already with us?

If you're an existing Kiwibank customer, you can log in to Internet Banking or our mobile app to apply.

Log in to Internet Banking

Before you apply for a credit card, you’ll need to meet our lending criteria and have some information handy. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.

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