For information on how the traffic light system works and the latest branch opening hours, see our branch updates page.
Get in the air faster with our ultimate Air New Zealand Airpoints™ credit card that lets you earn Status Points as well as Airpoints Dollars™.
One Airpoints Dollar for every $85 of eligible spend*.
Earn one Status Point for every $200 of eligible spend*.
Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply.
Interest rates are subject to change.
Airpoints Dollars |
Earn one Airpoints Dollar for every $85 spent on eligible purchases*, or one Airpoints Dollar for every $65 spent on Air New Zealand products bought directly from Air New Zealand. As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire. |
Air New Zealand Lounge eVouchers |
Get two complimentary Air New Zealand Lounge eVouchers each time you spend $30,000 on eligible purchases*. The maximum number of Lounge eVouchers that can be earned in each 12-month period will be four ie two pairs. In light of COVID-19, single use Air New Zealand Lounge eVouchers will be extended by six months. e-Vouchers that expired 1 August 2021 – 21 October 2021 have been re-activated and can be used for a further six months from the original expiry date. e-Vouchers that are set to expire 22 October 2021 – 22 October 2022 will be automatically extended by six months from the current expiry date. You'll be able to see this in your Air New Zealand mobile app or myairnz on airnewzealand.co.nz. |
Koru membership |
Pay no joining fee for a Koru membership and get $145 off the annual fee. |
Travel insurance |
Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply. |
Account fee (every six months) |
$75 |
Joint/additional cardholder account fee (every six months) |
$15 per card |
Interest rate on purchases and cash advances |
|
Interest free days |
Up to 44 Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period doesn't apply to cash advances or balance transfers. |
Balance transferred from a non-Kiwibank credit card |
for |
Minimum credit limit |
$8,000 |
Late payment fee |
When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement $5 per late payment Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee. |
Within an approved travel bubble: If you're a Kiwibank Platinum Visa or Air New Zealand Airpoints Platinum Visa cardholder, you may be eligible for overseas travel insurance if you meet the normal activation criteria and all other terms and conditions under the Travel Insurance for Kiwibank Credit Cards Policy Wording (PDF 297.3 KB) and travel to any location within a travel bubble approved by the New Zealand Government after the date such bubble opened. Please note there is no cover for any COVID-19 related claims or claims arising from any change in Quarantine-free travel status or the action of any government.
Outside an approved travel bubble: If you're a Kiwibank Platinum Visa or Air New Zealand Airpoints Platinum Visa cardholder and are considering overseas travel, you need to be aware that you won’t be covered for travel to, from, or while staying in a location outside any travel bubble approved by the New Zealand Government (including, but not limited to, any location classified as ‘Do Not Travel’ by the Ministry of Foreign Affairs and Trade (MFAT)). We strongly recommend that you check the Safe Travel website to confirm whether your travel destination is safe. You can also register your plans with Safe Travel, so MFAT can contact you in the event of an emergency.
If you already have travel insurance through your Kiwibank Credit Card, are currently overseas and need assistance arranging travel home, please call Tower's Worldwide Emergency Assistance Service on +64 9 985 5000.
Find out more by calling Tower on 0800 379 372.
Minimum monthly payments of 5% of your monthly statement balance, or $10, whichever is greater, to make sure you don’t get charged a late payment fee.
To qualify for 44 days interest free, you’ll need to pay off your entire balance by the due date each month. The interest free period doesn’t apply to cash advances.
As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire.
You can apply for an Air New Zealand Airpoints™ Platinum Visa online whether you’re a new or an existing Kiwibank customer.
Before you apply for a credit card, you’ll need to meet our lending criteria and have some information handy. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit cards terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*Eligible spend excludes fees or interest, balance transfers, credit card repayment insurance, gambling chips, gambling transactions (including online gambling), money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.
Travel Insurance for eligible Kiwibank Credit Cards is provided by Tower Insurance Limited. Tower Insurance Limited is the only organisation responsible for claims under the policy. If you arrange your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any products issued by, Tower Insurance Limited. Important terms, conditions and exclusions are set out in the Travel Insurance for Kiwibank Credit Cards Policy wording (PDF 297.3 KB).
Retail products aren't available to financial institutions or wholesale customers.