You’ve probably noticed our Credit Card section looks a little different. No need to worry, we've recently revamped this section.
Get in the air faster with our ultimate Air New Zealand Airpoints™ credit card that lets you earn Status Points as well as Airpoints Dollars™.
On 1 August 2019, the spend threshold for earning Lounge eVouchers is increasing and the number you can earn per year is being capped with the Airpoints Platinum Mastercard/Visa. See more details.
One Airpoints Dollar for every $75 of eligible spend*.
Earn one Status Point for every $200 of eligible spend*.
Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply.
Interest rates are subject to change.
Airpoints Dollars |
Earn one Airpoints Dollar for every $75 spent on eligible purchases*, or one Airpoints Dollar for every $65 spent on Air New Zealand products bought directly from Air New Zealand. |
Air New Zealand Lounge eVouchers |
Two complimentary Air New Zealand Lounge eVouchers for every $20,000 spent on your card in a year. Please note changes effective from 1 August 2019**. |
Koru membership |
Pay no joining fee for a Koru membership and get $145 off the annual fee. |
Travel insurance |
Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply. |
Account fee (every six months) |
$75 |
Interest rate on purchases |
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Interest rate on cash advances |
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Interest free days |
Up to 44 Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period doesn't apply to cash advances or balance transfers. |
Balance transferred from a non-Kiwibank credit card |
for six months. |
Minimum credit limit |
$8,000 |
Late payment fee |
When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement. $5 per late payment. Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee. |
Minimum monthly payments of 5% of your monthly statement balance, or $10, whichever is greater, to make sure you don’t get charged a late payment fee.
To qualify for 44 days interest free, you’ll need to pay off your entire balance by the due date each month. The interest free period doesn’t apply to cash advances.
As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire.
To apply for an Air New Zealand Airpoints™ Platinum Visa, you must be at least 18 years of age, a New Zealand resident and have a good credit history.
If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and your address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.
Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit card terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*Eligible spend excludes fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.
**From 1 August 2019, two single entry Air New Zealand Lounge eVouchers will be credited for every $30,000 spent in each 12-month period from the date your card was issued. The maximum number of lounge eVouchers that can be earned in each 12-month period will be four (i.e. two sets of passes). If you’ve been credited four or more lounge eVouchers prior to 1 August 2019, you won’t be credited any additional lounge eVouchers until the start of your next anniversary date.
Travel Insurance for eligible Kiwibank Credit Cards is provided by Tower Insurance Limited. Tower Insurance Limited is the only organisation responsible for claims under the policy. If you arrange your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any products issued by, Tower Insurance Limited. Important terms, conditions and exclusions are set out in the Travel Insurance for Kiwibank Credit Cards Policy wording (PDF 204.2 KB).