Air New Zealand Airpoints™ Platinum Visa

Get in the air faster with our ultimate Air New Zealand Airpoints™ credit card that lets you earn Status Points as well as Airpoints Dollars™.

Key features and benefits

  • One Airpoints Dollar for every $75 of eligible spend*.

  • Earn one Status Point for every $200 of eligible spend*.

  • Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply.

Interest rates, fees and rewards

Interest rates are subject to change.

Airpoints Dollars

Earn one Airpoints Dollar for every $75 spent on eligible purchases*, or one Airpoints Dollar for every $65 spent on Air New Zealand products bought directly from Air New Zealand.

As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire.

Air New Zealand Lounge eVouchers

Get two complimentary Air New Zealand Lounge eVouchers each time you spend $30,000 on eligible purchases*. The maximum number of Lounge eVouchers that can be earned in each 12-month period will be four ie two pairs.

Koru membership

Pay no joining fee for a Koru membership and get $145 off the annual fee.

Travel insurance

Built-in overseas travel insurance if you pay for your travel and/or accommodation before you leave New Zealand. Other conditions apply.

Account fee (every six months)

$75

Interest rate on purchases

Interest rate on cash advances

Interest free days

Up to 44

Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period doesn't apply to cash advances or balance transfers.

Balance transferred from a non-Kiwibank credit card

for six months.

Minimum credit limit

$8,000

Late payment fee

When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement.

$5 per late payment.

Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee.

How it works

Apply now

To apply for an Air New Zealand Airpoints™ Platinum Visa, you must be at least 18 years of age, a New Zealand permanent resident and have a good credit history.

New to Kiwibank?

Apply right here, right now. We'll let you know exactly what you need and you may be approved on the spot.

Apply now

Already a Kiwibank customer?

Log in to Internet Banking and go to Apply & Open to make it happen.

Log in to Internet Banking

By phone

If you're already a Kiwibank Credit Card customer or you don't have Internet Banking, you can apply over the phone.

Phone 0800 521 521

If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and your address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.

Other credit cards you may be interested in

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Airpoints rewards

Earn rewards as you spend.

Other fees and interest apply. Interest rates are subject to change.

Airpoints rewards

Earn rewards, pay low fee and rates.

Other fees and interest apply. Interest rates are subject to change.