Standard terms and conditions
Lending criteria, terms and conditions, and fees apply. Interest rates, fees and limits subject to change. See all credit card terms and conditions.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*Eligible spend excludes fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.
**From 1 August 2019, two single entry Air New Zealand Lounge eVouchers will be credited for every $30,000 spent in each 12-month period from the date your card was issued. The maximum number of lounge eVouchers that can be earned in each 12-month period will be four (i.e. two sets of passes). If you’ve been credited four or more lounge eVouchers prior to 1 August 2019, you won’t be credited any additional lounge eVouchers until the start of your next anniversary date.
Travel Insurance for eligible Kiwibank Credit Cards is provided by Tower Insurance Limited. Tower Insurance Limited is the only organisation responsible for claims under the policy. If you arrange your insurance through Kiwibank, you need to know that Kiwibank Limited doesn’t guarantee the obligations of, or any products issued by, Tower Insurance Limited. Important terms, conditions and exclusions are set out in the Travel Insurance for Kiwibank Credit Cards Policy wording (PDF 204.2 KB).