Can’t decide if you want low fees or travel rewards? Get both with an Air New Zealand Airpoints™ Low Fee Visa.
Key features and benefits
Account fee of just $12.50 every six months and $5 for joint or additional cardholders.
One Airpoints Dollar™ for every $160 of eligible spend*.
Standard purchase interest rate of .
Interest rates, fees and rewards
Interest rates are subject to change.
Earn one Airpoints Dollar for every $160 spent on eligible purchases*, or one Airpoints Dollar for every $140 spent on Air New Zealand products bought directly from Air New Zealand.
As long as you have a current credit card and you’re the primary cardholder, your Airpoints Dollars will never expire.
Account fee (every six months)
Interest rate on purchases
Interest rate on cash advances
Interest free days
Up to 44
Interest free period applies provided you pay off your entire balance each month by the due date. Interest free period doesn't apply to cash advances or balance transfers.
Balance transferred from a non-Kiwibank credit card
Minimum credit limit
Late payment fee
When your minimum payment isn’t received by us on or before the payment date shown in your monthly statement.
$5 per late payment.
Please note when your monthly statement shows an amount due immediately, any payment you make will be applied to this amount before being applied to your minimum payment. This means that you must pay both amounts to avoid being charged this fee.
If you’re new to Kiwibank, we’ll need to see some ID to verify your identity and address. If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards. Airpoints terms and conditions apply. See airpoints.co.nz for details.
*Eligible spend excludes fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.