If you're financially impacted by COVID-19 and need support, see how we can help you. For information on latest branch opening hours in the Northland, Auckland and Waikato regions see our branch updates page.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingA general purpose savings account that lets you earn interest, but still have instant access to your money if you need it.
Earn interest, but access your money when you need it with an EFTPOS or a Visa Debit Card.
No account management fees.
Set up and track your savings goals inside this account with Goal Tracker.
Interest rate |
|
Account management fee |
Free. |
Electronic transfers between your Kiwibank accounts |
Free. |
Withdrawals - ATM, Online, EFTPOS, automatic payment, direct debit, bill payment |
$1 per transaction. |
Withdrawals at a Kiwibank branch |
$3 per transaction. |
Deposits at a Kiwibank branch |
One free deposit per month; $3 per transaction after that. |
Interest rates are subject to change.
Interest is calculated daily and paid monthly into your account.
Open and manage your account using internet banking, mobile app or phone banking as well as ATM and EFTPOS.
You can personalise or name your account, like 'Christmas shopping account'.
Transfer between your accounts for free.
If you're keen to start building your nest egg with a savings account, you can apply online.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingIf you’re opening a new account with us, you'll need to verify who you are. You can do this using your smartphone or RealMe account. Otherwise, you’ll need to bring some ID and proof of address to your nearest Kiwibank.
Earn higher interest if you add at least $20 each month and don’t dip into your account.
Interest rates are subject to change.
Add money whenever you like, give notice to make a withdrawal.
Rates of return are subject to change.
Earn good returns and have immediate access to your funds.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 3.8 MB) or pick up a copy at your nearest Kiwibank.
Retail products aren't available to financial institutions or wholesale customers.