On Thursday 25 March 2021 we stopped offering our Now account, which means you can no longer open this account type. If you already have a Now account, you'll be able to continue to use it.

We've simplified our offering to one everyday account; Free Up, which has no monthly account or electronic transaction fees. If you'd like to close or switch your Now account to a Free Up, please contact us.

Key features for existing customers

  • You'll be on the fee plan you chose when you opened your account – pay as you go or a $5 monthly plan.

  • Choice of an EFTPOS or a Visa Debit Card.

  • Access to smart services like PayStream, Sweep or Alerts.

  • Ability to apply for an overdraft.

Rates & fees

 

Pay as you go

$5 monthly plan

Account management fee

Free

$5 per month

Electronic transfers between your Kiwibank accounts

Free

Free

Deposits and withdrawals at Kiwibank branch

$3 per transaction, one free deposit per month

Free

Electronic transactions

$0.40 per transaction

Online, EFTPOS, automatic payment, direct debit, bill payment.

Free

Online, EFTPOS, automatic payment, direct debit, bill payment.

ATM withdrawal

$0.80 per withdrawal

Service fees may apply to a balance enquiry or overseas ATM.

Free

Service fees may apply to a balance enquiry or overseas ATM.

Email and online statements

Free

Free

Postal statements

$2 per postal statement

$2 per postal statement

Interest rate

for balances $0+

for balances $0+

Other accounts you may be interested in