You can open an account over the phone if you're new to Kiwibank or already a Kiwibank customer.
Visit one of our branches if you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankNow account offers EFTPOS and ATM access, phone and internet banking and the full range of services you'd expect in a day to day account.
If you'd like to open a Now account, you'll need to visit your nearest branch, and if you're new to Kiwibank you'll need to make sure you take two forms of ID and proof of address with you. You can also call us on 0800 113 355 to open an account.
Choose your own fee plan to match the way you bank – pay as you go or a $5 monthly plan.
You can choose between an EFTPOS or a Visa Debit Card.
Use our smart services including PayStream, Sweep or Alerts.
Pay as you go |
$5 monthly plan |
|
|---|---|---|
Account management fee |
Free |
$5 per month |
Electronic transfers between your Kiwibank accounts |
Free |
Free |
Deposits and withdrawals at Kiwibank branch |
$3 per transaction, one free deposit per month |
Free |
Electronic transactions |
$0.40 per transaction Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free Online, EFTPOS, automatic payment, direct debit, bill payment. |
ATM withdrawal |
$0.80 per withdrawal Service fees may apply to a balance enquiry or overseas ATM. |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Email and online statements |
Free |
Free |
Postal statements |
$2 per postal statement |
$2 per postal statement |
Interest rate |
|
|
Pay as you go |
$5 monthly plan |
|
|---|---|---|
Account management fee |
Free |
$5 per month |
Electronic transfers between your Kiwibank accounts |
Free |
Free |
Deposits and withdrawals at Kiwibank branch |
$3 per transaction, one free deposit per month |
Free |
Electronic transactions |
$0.40 per transaction Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free Online, EFTPOS, automatic payment, direct debit, bill payment. |
ATM withdrawal |
$0.80 per withdrawal Service fees may apply to a balance enquiry or overseas ATM. |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Email and online statements |
Free |
Free |
Postal statements |
$2 per postal statement |
$2 per postal statement |
Interest rate |
|
|
Access your money anytime with internet, mobile, text and phone banking as well as ATM and EFTPOS.
Ability to apply for an overdraft to help you cover unexpected expenses or purchases.
If you’re opening a new account with Kiwibank, we'll need to verify your identity and address.
Set up and track your savings goals in internet banking with Goal Tracker.
If you’re keen to open an account with a Kiwibank, let’s get started.
You can open an account over the phone if you're new to Kiwibank or already a Kiwibank customer.
Visit one of our branches if you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankIf you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this online if you have a RealMe verified identity. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
Our most popular everyday account. Great if you do most of your banking online.
Monthly account fee.
No monthly account or electronic fees.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 2.4 MB) or pick up a copy at your nearest Kiwibank.