Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingNow account offers EFTPOS and ATM access, phone and internet banking and the full range of services you'd expect in a day to day account.
Choose your own fee plan to match the way you bank – pay as you go or a $5 monthly plan.
You can choose between an EFTPOS or a Visa Debit Card.
Use our smart services including PayStream, Sweep or Alerts.
Pay as you go |
$5 monthly plan |
|
|---|---|---|
Account management fee |
Free. |
$5 per month. |
Electronic transfers between your Kiwibank accounts |
Free. |
Free. |
Deposits and withdrawals at Kiwibank branch |
$3 per transaction, one free deposit per month. A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees. |
Free. A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees. |
Electronic transactions |
$0.40 per transaction Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free. Online, EFTPOS, automatic payment, direct debit, bill payment. |
ATM withdrawal |
$0.80 per withdrawal Service fees may apply to a balance enquiry or overseas ATM. |
Free. Service fees may apply to a balance enquiry or overseas ATM. |
Email and online statements |
Free. |
Free. |
Postal statements |
$2 per postal statement |
$2 per postal statement |
Interest rate |
|
|
Pay as you go |
$5 monthly plan |
|
|---|---|---|
Account management fee |
Free. |
$5 per month. |
Electronic transfers between your Kiwibank accounts |
Free. |
Free. |
Deposits and withdrawals at Kiwibank branch |
$3 per transaction, one free deposit per month. A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees. |
Free. A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees. |
Electronic transactions |
$0.40 per transaction Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free. Online, EFTPOS, automatic payment, direct debit, bill payment. |
ATM withdrawal |
$0.80 per withdrawal Service fees may apply to a balance enquiry or overseas ATM. |
Free. Service fees may apply to a balance enquiry or overseas ATM. |
Email and online statements |
Free. |
Free. |
Postal statements |
$2 per postal statement |
$2 per postal statement |
Interest rate |
|
|
Access your money anytime with internet, mobile, text and phone banking as well as ATM and EFTPOS.
Ability to apply for an overdraft to help you cover unexpected expenses or purchases.
If you’re opening a new account with Kiwibank, you'll need to verify your identity and address.
Set up and track your savings goals in internet banking with Goal Tracker.
If you’re keen to open an account with a Kiwibank, let’s get started.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingIf you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your nearest Kiwibank. Please give us a call to book an appointment before you visit.
An account that takes care of your bills automatically.
Monthly account fee.
No monthly account or electronic fees.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 2.1 MB) or pick up a copy at your nearest Kiwibank.