On Thursday 25 March 2021 we stopped offering our Now account, which means you can no longer open this account type. If you already have a Now account, you'll be able to continue to use it.
We've simplified our offering to one everyday account; Free Up, which has no monthly account or electronic transaction fees. If you'd like to close or switch your Now account to a Free Up, please contact us.
You'll be on the fee plan you chose when you opened your account – pay as you go or a $5 monthly plan.
Choice of an EFTPOS or a Visa Debit Card.
Ability to apply for an overdraft.
Pay as you go |
$5 monthly plan |
|
|---|---|---|
Account management fee |
Free |
$5 per month |
Electronic transfers between your Kiwibank accounts |
Free |
Free |
Deposits and withdrawals at Kiwibank branch |
$3 per transaction, one free deposit per month |
Free |
Electronic transactions |
$0.40 per transaction Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free Online, EFTPOS, automatic payment, direct debit, bill payment. |
ATM withdrawal |
$0.80 per withdrawal Service fees may apply to a balance enquiry or overseas ATM. |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Email and online statements |
Free |
Free |
Postal statements |
$2 per postal statement |
$2 per postal statement |
Interest rate |
for balances $0+ |
for balances $0+ |
Pay as you go |
$5 monthly plan |
|
|---|---|---|
Account management fee |
Free |
$5 per month |
Electronic transfers between your Kiwibank accounts |
Free |
Free |
Deposits and withdrawals at Kiwibank branch |
$3 per transaction, one free deposit per month |
Free |
Electronic transactions |
$0.40 per transaction Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free Online, EFTPOS, automatic payment, direct debit, bill payment. |
ATM withdrawal |
$0.80 per withdrawal Service fees may apply to a balance enquiry or overseas ATM. |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Email and online statements |
Free |
Free |
Postal statements |
$2 per postal statement |
$2 per postal statement |
Interest rate |
for balances $0+ |
for balances $0+ |
Our easy to manage everyday account, great for your day-to-day banking needs.
Monthly account fee.
No monthly account or electronic fees.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 2.2 MB) or pick up a copy at your nearest Kiwibank.