Now account offers EFTPOS and ATM access, phone and internet banking and the full range of services you'd expect in a day to day account.

Key features and benefits

  • Choose your own fee plan to match the way you bank – pay as you go or a $5 monthly plan.

  • You can choose between an EFTPOS or a Visa Debit Card.

  • Use our smart services including PayStream, Sweep or Alerts.

Rates and fees

 

Pay as you go

$5 monthly plan

Account management fee

Free.

$5 per month.

Electronic transfers between your Kiwibank accounts

Free.

Free.

Deposits and withdrawals at Kiwibank branch

$3 per transaction, one free deposit per month.

A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees.

Free.

A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees.

Electronic transactions

$0.40 per transaction

Online, EFTPOS, automatic payment, direct debit, bill payment.

Free.

Online, EFTPOS, automatic payment, direct debit, bill payment.

ATM withdrawal

$0.80 per withdrawal

Service fees may apply to a balance enquiry or overseas ATM.

Free.

Service fees may apply to a balance enquiry or overseas ATM.

Email and online statements

Free.

Free.

Postal statements

$2 per postal statement

$2 per postal statement

Interest rate

How it works

Open an account

If you’re keen to open an account with a Kiwibank, let’s get started.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your nearest Kiwibank. Please give us a call to book an appointment before you visit.

Other accounts you may be interested in

Everyday

An account that takes care of your bills automatically.

$0

Monthly account fee.

No monthly account or electronic fees.

Savings

Earn interest, but have instant access to your money.

Interest rates are subject to change.