Under COVID Level 2, all Wellington branches will be open normal business hours from Thursday 24 June to Sunday 27 June. See our latest branch updates for more information. We encourage you to bank through Internet Banking, the mobile app and Phone Banking. All other branches around the country will be open as usual.
On Thursday 25 March 2021 we stopped offering our Front Runner account, which means you can no longer open this account type. If you already have a Front Runner account, you'll be able to continue to use it.
We've simplified our offering to one everyday account; Free Up, which has no monthly account or electronic transaction fees. If you'd like to close your Front Runner and/or open a Free Up account please contact us.
You’re rewarded with higher interest the more money you have in your account. Interest is calculated daily and paid into your account monthly.
No account management fees for balances over $4,000.
You can choose between an EFTPOS or a Visa Debit Card.
Ability to apply for an overdraft.
Monthly account management fee $0 - $3,999 balance |
When your combined balance of up to four Front Runner accounts with the same base account number falls below $4,000 at any time during the month, you will be charged a $15 per month fee. |
Monthly account management fee $4,000+ balance |
Free |
Interest rate for balances $0 - $3,999 |
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Interest rate for balances $4,000 - $99,999 |
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Interest rate for balances $100,000+ |
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Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free |
Electronic transfers between your Kiwibank accounts |
Free |
ATM withdrawal |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Deposits at Kiwibank branch |
Free |
Withdrawals at Kiwibank branch |
Free |
Our easy to manage everyday account, great for your day-to-day banking needs.
Monthly account fee.
No monthly account or electronic fees.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 2.2 MB) or pick up a copy at your nearest Kiwibank.