You can open an account over the phone if you're new to Kiwibank or already a Kiwibank customer.
Visit one of our branches if you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankEarn high interest across up to four Front Runner accounts, when the combined balance of those accounts is over $4,000.
If you'd like to open a Front Runner account, you'll need to visit your nearest branch, and if you're new to Kiwibank you'll need to make sure you take two forms of ID and proof of address with you. You can also call us on 0800 113 355 to open an account.
You’re rewarded with higher interest the more money you have in your account.
No account management fees for balances over $4,000.
You can choose between an EFTPOS or a Visa Debit Card.
Monthly account management fee $0 - $3,999 balance |
$15 |
Monthly account management fee $4,000+ balance |
Free |
Interest rate for balances $0 - $3,999 |
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Interest rate for balances $4,000 - $99,999 |
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Interest rate for balances $100,000+ |
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Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free |
Electronic transfers between your Kiwibank accounts |
Free |
ATM withdrawal |
Free Service fees may apply to a balance enquiry or overseas ATM. |
Deposits at Kiwibank branch |
Free |
Withdrawals at Kiwibank branch |
Free |
You’re rewarded with higher interest the more money you have in your account. Interest is calculated daily and paid into your account monthly.
All Front Runner accounts must be held by the same person(s).
Access your money anytime with internet, mobile, text and phone banking as well as ATM and EFTPOS.
You can apply for an overdraft to help you cover unexpected expenses or purchases.
If you’re opening a new account with Kiwibank, we'll need to verify your identity and address.
If you’re keen to open an account with a Kiwibank, let’s get started.
You can open an account over the phone if you're new to Kiwibank or already a Kiwibank customer.
Visit one of our branches if you're new to Kiwibank or already a Kiwibank customer.
Find my nearest KiwibankAll Front Runner accounts must be held by the same person(s). If you’re opening a new account with Kiwibank, we'll need to verify your identity and address. You can do this online if you have a RealMe verified identity. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
Our most popular everyday account. Great if you do most of your banking online.
Monthly account fee.
No monthly account or electronic fees.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 2.4 MB) or pick up a copy at your nearest Kiwibank.