Earn high interest across up to four Front Runner accounts, when the combined balance of those accounts is over $4,000.

If you'd like to open a Front Runner account, you'll need to visit your nearest branch, and if you're new to Kiwibank you'll need to make sure you take two forms of ID and proof of address with you. You can also call us on 0800 113 355 to open an account.

Key features and benefits

  • You’re rewarded with higher interest the more money you have in your account.

  • No account management fees for balances over $4,000.

  • You can choose between an EFTPOS or a Visa Debit Card.

Rates and fees

Monthly account management fee $0 - $3,999 balance

$15

Monthly account management fee $4,000+ balance

Free

Interest rate for balances $0 - $3,999

Interest rate for balances $4,000 - $99,999

Interest rate for balances $100,000+

Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment.

Free

Electronic transfers between your Kiwibank accounts

Free

ATM withdrawal

Free

Service fees may apply to a balance enquiry or overseas ATM.

Deposits at Kiwibank branch

Free

Withdrawals at Kiwibank branch

Free

How it works

Open an account

If you’re keen to open an account with a Kiwibank, let’s get started.

By phone

You can open an account over the phone if you're new to Kiwibank or already a Kiwibank customer.

Phone 0800 113 355

In branch

Visit one of our branches if you're new to Kiwibank or already a Kiwibank customer.

Find my nearest Kiwibank

All Front Runner accounts must be held by the same person(s). If you’re opening a new account with Kiwibank, we'll need to verify your identity and address. You can do this online if you have a RealMe verified identity. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.

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