Earn high interest across up to four Front Runner accounts, when the combined balance of those accounts is over $4,000.

Key features and benefits

  • You’re rewarded with higher interest the more money you have in your account.

  • No account management fees for balances over $4,000.

  • You can choose between an EFTPOS or a Visa Debit Card.

Rates and fees

Monthly account management fee $0 - $3,999 balance

$15

Monthly account management fee $4,000+ balance

Free.

Interest rate for balances $0 - $3,999

Interest rate for balances $4,000 - $99,999

Interest rate for balances $100,000+

Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment.

Free.

Electronic transfers between your Kiwibank accounts

Free.

ATM withdrawal

Free.

Service fees may apply to a balance enquiry or overseas ATM.

Deposits at Kiwibank branch

Free.

*A cheque clearance fee will apply to cheque deposits.

Withdrawals at Kiwibank branch

Free.

How it works

Open an account

If you’re keen to open an account with a Kiwibank, let’s get started.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

All Front Runner accounts must be held by the same person(s). If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your nearest Kiwibank. Please give us a call to book an appointment before you visit.

Other accounts you may be interested in

Savings

Earn interest, but have instant access to your money.

Interest rates are subject to change.

Everyday

Our most popular everyday account. Great if you do most of your banking online.

$0

Monthly account fee.

No monthly account or electronic fees.

Everyday

Unlimited transactions for just $5 a month

$0

Monthly account fee.

No monthly account or electronic fees.