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Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingEarn high interest across up to four Front Runner accounts, when the combined balance of those accounts is over $4,000.
You’re rewarded with higher interest the more money you have in your account.
No account management fees for balances over $4,000.
You can choose between an EFTPOS or a Visa Debit Card.
Monthly account management fee $0 - $3,999 balance |
$15 |
Monthly account management fee $4,000+ balance |
Free. |
Interest rate for balances $0 - $3,999 |
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Interest rate for balances $4,000 - $99,999 |
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Interest rate for balances $100,000+ |
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Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment. |
Free. |
Electronic transfers between your Kiwibank accounts |
Free. |
ATM withdrawal |
Free. Service fees may apply to a balance enquiry or overseas ATM. |
Deposits at Kiwibank branch |
Free. *A cheque clearance fee will apply to cheque deposits. |
Withdrawals at Kiwibank branch |
Free. |
You’re rewarded with higher interest the more money you have in your account. Interest is calculated daily and paid into your account monthly.
All Front Runner accounts must be held by the same person(s).
Access your money anytime with internet, mobile, text and phone banking as well as ATM and EFTPOS.
You can apply for an overdraft to help you cover unexpected expenses or purchases.
If you’re opening a new account with Kiwibank, you'll need to verify your identity and address.
If you’re keen to open an account with a Kiwibank, let’s get started.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingAll Front Runner accounts must be held by the same person(s). If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this online if you have a RealMe verified identity. Otherwise, bring two forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.
Earn interest, but have instant access to your money.
Interest rates are subject to change.
Our most popular everyday account. Great if you do most of your banking online.
Monthly account fee.
No monthly account or electronic fees.
Unlimited transactions for just $5 a month
Monthly account fee.
No monthly account or electronic fees.
Download Kiwibank’s Disclosure Statement (PDF 2.1 MB) or pick up a copy at your nearest Kiwibank.