Bill Blaster is a custom-built bills account that works alongside your Free Up account to put money aside for expenses like rent, bills and loan repayments.

Key features and benefits

  • No electronic transaction fees or monthly account fees.

  • Earn interest on balances over $100.

  • No EFTPOS or ATM card access means it's harder to dip into your savings.

Rates and fees

Account management fee

Free.

Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment

Free.

Electronic transfers between your Kiwibank accounts

Free.

ATM withdrawal

Free.

Service fees may apply to a balance enquiry or overseas ATM.

Deposits at a Kiwibank branch

One free deposit per month; $3 per transaction after that.

A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees.

Withdrawals at a Kiwibank branch

$3 per transaction.

Interest rate for $0 - $99

Interest rate for $100+

Here’s how Bill Blaster can help you:

1. Bills calculator

Use our bills calculator to work out how much you need for your regular bills each pay.

2. Paystream

Set up PayStream to automatically transfer this amount to your Bill Blaster account each time you get paid.

3. Automatic payments and direct debits

Set up automatic payments or direct debits for all your regular bills.

4. Sweep

Set up Sweep to transfer money automatically from your everyday account to your Bill Blaster account if your funds get too low – so you’ll never miss a payment.

How it works

Open an account

Ready to blast your bills? You need a Free Up account to open a Bill Blaster account.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank and open your first account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your nearest Kiwibank. Please give us a call to book an appointment before you visit.

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