Bill Blaster is a custom-built bills account that works alongside your everyday account to put money aside for expenses like rent, bills and loan repayments.

If you'd like to open a Bill Blaster account, you'll need to visit your nearest branch, and if you're new to Kiwibank you'll need to make sure you take two forms of ID and proof of address with you. You can also call us on 0800 113 355 to open an account.

Key features and benefits

  • No electronic transaction fees or monthly account fees.

  • Earn interest on balances over $100.

  • No EFTPOS or ATM card access means it's harder to dip into your savings.

Rates and fees

Account management fee


Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment


Electronic transfers between your Kiwibank accounts


ATM withdrawal


Service fees may apply to a balance enquiry or overseas ATM.

Deposits at a Kiwibank branch

One free deposit per month; $3 per transaction after that

Withdrawals at a Kiwibank branch

$3 per transaction

Interest rate for $0 - $99

Interest rate for $100+

Here’s how Bill Blaster can help you:

1. Bills calculator

Use our bills calculator to work out how much you need for your regular bills each pay.

2. Paystream

Set up PayStream to automatically transfer this amount to your Bill Blaster account each time you get paid.

3. Automatic payments and direct debits

Set up automatic payments or direct debits for all your regular bills.

4. Sweep

Set up Sweep to transfer money automatically from your everyday account to your Bill Blaster account if your funds get too low – so you’ll never miss a payment.

How it works

Open an account

Ready to blast your bills? Let's get started.

By phone

You can open an account over the phone if you're new to Kiwibank or already a Kiwibank customer.

Phone 0800 113 355

In branch

Visit one of our branches if you're new to Kiwibank or already a Kiwibank customer.

Find my nearest Kiwibank

If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this online if you have a RealMe verified identity. Otherwise, you’ll need to bring acceptable forms of ID and proof of address to your nearest Kiwibank. Please give us a call to book an appointment before you visit.

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