Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingBill Blaster is a custom-built bills account that works alongside your Free Up account to put money aside for expenses like rent, bills and loan repayments.
No electronic transaction fees or monthly account fees.
Earn interest on balances over $100.
No EFTPOS or ATM card access means it's harder to dip into your savings.
Account management fee |
Free. |
Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment |
Free. |
Electronic transfers between your Kiwibank accounts |
Free. |
ATM withdrawal |
Free. Service fees may apply to a balance enquiry or overseas ATM. |
Deposits at a Kiwibank branch |
One free deposit per month; $3 per transaction after that. A cheque clearance fee will apply to cheque deposits. This is set out in the service fee section under account general service fees. |
Withdrawals at a Kiwibank branch |
$3 per transaction. |
Interest rate for $0 - $99 |
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Interest rate for $100+ |
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Use our bills calculator to work out how much you need for your regular bills each pay.
Set up PayStream to automatically transfer this amount to your Bill Blaster account each time you get paid.
Set up automatic payments or direct debits for all your regular bills.
Set up Sweep to transfer money automatically from your everyday account to your Bill Blaster account if your funds get too low – so you’ll never miss a payment.
Access your money anytime with internet, mobile, text and phone banking as well as ATM and EFTPOS.
Set up and track your savings goals in internet banking with Goal Tracker.
Ability to apply for an overdraft to help you cover unexpected expenses or purchases.
If you’re opening a new account with Kiwibank, you'll need to verify your identity and address.
Ready to blast your bills? You need a Free Up account to open a Bill Blaster account.
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowLog in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingIf you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your nearest Kiwibank. Please give us a call to book an appointment before you visit.
Our most popular everyday account. Great if you do most of your banking online.
Monthly account fee.
No monthly account or electronic fees.
Earn high interest across up to four Front Runner accounts if their combined balance is over $4,000.
No monthly account or electronic fees.
Interest rates are subject to change.
Download Kiwibank’s Disclosure Statement (PDF 2.1 MB) or pick up a copy at your nearest Kiwibank.