On Thursday 25 March 2021 we stopped offering our Bill Blaster account, which means you can no longer open this account type. If you already have a Bill Blaster account, you'll be able to continue to use it.

We've simplified our offering to one everyday account; Free Up, which has no monthly account or electronic transaction fees. If you'd like to close your Bill Blaster account and/or open a Free Up, please contact us.

Key features for existing customers

  • No electronic transaction fees or monthly account fees.

  • Earn interest on balances over $100.

  • No EFTPOS or ATM card access means it's harder to dip into your savings.

  • Ability to apply for an overdraft.

Rates & fees

Account management fee


Electronic transactions - Online, EFTPOS, automatic payment, direct debit, bill payment


Electronic transfers between your Kiwibank accounts


ATM withdrawal


Service fees may apply to a balance enquiry or overseas ATM.

Deposits at a Kiwibank branch

One free deposit per month; $3 per transaction after that

Withdrawals at a Kiwibank branch

$3 per transaction

Interest rate for $0 - $99

Interest rate for $100+

Other accounts you may be interested in