AMP Home Loans

Interest rates


Special interest rate1

If you've got more than 20% equity

Standard interest rate

If you've got less than 20% equity

6 month fixed

1 year fixed

2 year fixed

3 year fixed

4 year fixed

5 year fixed

Variable: variable component2



Variable: transactional portion (Flexi Reducing)2 & 3

Variable: revolving portion (Flexi Flat)2



1Specials are also available for First Home Loan customers.

2For all bridging loans, the interest rate will be 1% p.a. above AMP's variable interest rate.

3Credit interest is available on any credit balance of the revolving portion (Flexi Flat) account, and is currently 0.05% p.a.

A default interest rate, which is your current interest rate plus 5% p.a. may be charged on each amount that is either overdue or over the limit of your home loan component or portion.