Your choice of fee plans, to match the way you bank
You can get a Visa Debit Card, which works like a standard ATM/EFTPOS card but can be used online, over the phone, for mail order and overseas
Phone, internet and mobile banking
Ability to apply for an overdraft
Access to a cheque book (fees apply)
Choice of statement options - paper (fees apply), email or online
Set up and track your savings goals inside this account with Goal Tracker
If you’re opening a new account with Kiwibank, we’ll need to see some ID to verify your identity and your address at your local Kiwibank.
$5 flat monthly fee
Enjoy unlimited transactions for just $5 a month. Service fees may apply.
Pay as you go
There are no monthly account fees and no transaction fees for transfers between your Kiwibank accounts. Other transaction and services fees may apply.
No everyday fees for some people
You won't pay any account or transaction fees on your personal accounts if you:
- are a full time tertiary student
- are under 19
- are a non-profit organisation
- have a Kiwibank home loan
- receive New Zealand Superannuation and have it paid into your Kiwibank personal account.
Sorry, the $5 monthly fee plan isn't available to companies, trusts or organisations.