• Higher interest and no transaction fees or monthly account fees if you have a minimum balance of $4,000 across your Front Runner accounts

  • You’re rewarded with higher interest the more money you have in your account. Check out the interest you’ll receive on your balance.

  • You can get a Visa Debit Card, which works like a standard ATM/EFTPOS card but can be used online, over the phone, for mail order and overseas

  • 24 hour, 7 day access by internet, phone, ATM and EFTPOS

  • Set up and track your savings goals inside this account with Goal Tracker

  • Find out more about Front Runner’s rates and fees.

Enjoy all these benefits on up to four accounts as long as your combined Front Runner balance is $4,000 or more.

If you’re opening a new account with Kiwibank, we’ll need to see some ID to verify your identity and your address at your local Kiwibank. Find out more


All Front Runner accounts must be held by the same person(s).

Front Runner is only available to personal customers, trusts and non-profit organisations. A flat monthly fee of $15 applies if the combined balance of all your Front Runner accounts drops below $4,000 during any month.

Service fees may apply. Interest and fees calculated on a maximum of four accounts. Interest rates subject to change.

Download Kiwibank’s Disclosure Statement (PDF 470.2 KB) or pick up a copy at your local Kiwibank.