• Higher interest and no transaction fees or monthly account fees if you have a minimum balance of $4,000 across your Front Runner accounts
  • You’re rewarded with higher interest the more money you have in your account. Check out the interest you’ll receive on your balance.
  • You can get a Visa Debit Card, which works like a standard ATM/EFTPOS card but can be used online, over the phone, for mail order and overseas
  • 24 hour, 7 day access by internet, phone, ATM and EFTPOS
  • Set up and track your savings goals inside this account with Goal Tracker
  • Find out more about Front Runner’s rates and fees.

Enjoy all these benefits on up to four accounts as long as your combined Front Runner balance is $4,000 or more.

Begin the join process:


All Front Runner accounts must be held by the same person(s).

Front Runner is only available to personal customers, trusts and non-profit organisations. A flat monthly fee of $15 applies if the combined balance of all your Front Runner accounts drops below $4,000 during any month.

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Service fees may apply. Interest and fees calculated on a maximum of four accounts. Interest rates subject to change. Download Kiwibank’s Disclosure Statement (PDF 1.0 MB) or pick up a copy at your local Kiwibank.