Interest rates are fixed for the life of the loan.
Interest rate available for new lending on personal loan applications drawn down from 1 September 2015, subject to lending and credit criteria. Where new lending is consolidated with an existing Kiwibank or Latitude provided personal loan, a blended interest rate will apply. The interest rate and repayment amount will remain the same for the term of the personal loan.
* Interest rate on car loans will vary depending on a number of factors including amount borrowed, term, your credit rating and security offered. The interest rate and repayment amount will remain the same for the term of the car loan.