How it works

  • No account management or monthly base fees

  • Interest is calculated daily and is paid into your account on the last day on each month

  • Get one free branch withdrawal a month – after that it’s $5 per withdrawal

  • You can transfer between your accounts for free – but remember you’ll lose bonus interest if you make any withdrawals or transfers. This includes transfers between your accounts or to someone else

  • You can personalise your account, like 'Holiday savings’, within internet banking

  • Set up and track your savings goals inside this account with Goal Tracker

  • Find out more about Fast Forward Saver’s rates and fees.

Interest rates

Fast Forward Saver rewards you with bonus interest each calendar month when you:

  • make no withdrawals or transfers; and
  • deposit at least $20, on or before the last business day of the month. Just be aware, any interest earnt doesn't count as a deposit.


Base rate

Bonus rate

Total rate

If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your local Kiwibank. Please give us a call to book an appointment before you visit.

Service fees may apply.

Download Kiwibank’s Disclosure Statement (PDF 474.3 KB) or pick up a copy at your local Kiwibank.