How it works

  • No account management or monthly base fees

  • Interest is calculated daily and is paid into your account on the last day on each month

  • Get one free branch withdrawal a month – after that it’s $5 per withdrawal

  • You can transfer between your accounts for free – but remember you’ll lose bonus interest if you make any withdrawals or transfers. This includes transfers between your accounts or to someone else

  • You can personalise your account, like 'Holiday savings’, within internet banking

  • Set up and track your savings goals inside this account with Goal Tracker

  • Find out more about Fast Forward Saver’s rates and fees.

Interest rates

Fast Forward Saver rewards you with bonus interest each calendar month when you:

  • make no withdrawals or transfers; and
  • deposit at least $20, on or before the last business day of the month. Just be aware, any interest earnt doesn't count as a deposit.


Base rate

Bonus rate

Total rate

If you’re opening a new account with Kiwibank, we’ll need to see some ID to verify your identity and your address at your local Kiwibank. Find out more

Service fees may apply.

Download Kiwibank’s Disclosure Statement (PDF 474.3 KB) or pick up a copy at your local Kiwibank.