• You can get your money when you need it - access by ATM, EFTPOS and internet banking (fees apply)

  • No charges for deposits or transfers to other Kiwibank accounts

  • No account management or monthly base fees (transaction and service fees apply)

  • You can get a Visa Debit Card, which works like a standard ATM/EFTPOS card but can be used online, over the phone, for mail order and overseas

  • You can personalise or name your account, like 'Christmas shopping account'

  • Set up and track your savings goals inside this account with Goal Tracker

  • Find out more about Back-up Saver's rates and fees.

If you’re opening a new account with Kiwibank, we’ll need to see some ID to verify your identity and your address at your local Kiwibank. Find out more

Transaction and service fees (including cash handling and cheque clearance fees) apply.

Download Kiwibank’s Disclosure Statement (PDF 1.2 MB) or pick up a copy at your local Kiwibank.