• You can get your money when you need it - access by ATM, EFTPOS and internet banking (fees apply)

  • No charges for transfers to other Kiwibank accounts

  • No account management or monthly base fees (transaction and service fees apply)

  • You can get a Visa Debit Card, which works like a standard ATM/EFTPOS card but can be used online, over the phone, for mail order and overseas

  • You can personalise or name your account, like 'Christmas shopping account'

  • Set up and track your savings goals inside this account with Goal Tracker

  • Find out more about Back-up Saver's rates and fees.

If you’re opening a new account with Kiwibank, you'll need to verify your identity and address. You can do this if you have a RealMe verified identity. Otherwise, you need to bring two forms of ID and proof of address at your local Kiwibank. Please give us a call to book an appointment before you visit.

Transaction and service fees (including cash handling and cheque clearance fees) apply.

Download Kiwibank’s Disclosure Statement (PDF 474.3 KB) or pick up a copy at your local Kiwibank.