Earning Airpoints Dollars
- You’ll earn one Airpoints Dollar™ for every:
- $160 spent on eligible purchases[?], or
- $140 spent on Air New Zealand products bought directly from Air New Zealand.
- Eligible purchases exclude fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.
- 1 Airpoints Dollar is equal to $1 when purchasing any Air New Zealand flight [?]. You can also use your Airpoints Dollars for rental cars or shopping in the Airpoints store.
- If you aren’t already an Airpoints member, we’ll sign you up for free when your Airpoints credit card is approved.
Rates and fees
- purchase interest rate. Interest rates are subject to change.
- cash advance interest rate. Interest rates are subject to change.
- Up to 44 interest free days, as long as you pay off your entire balance in full every month by the due date. The interest free period does not apply to cash advances or balance transfers.
- 5% or $10 minimum monthly repayments – whichever is greater.
- $12.50 account fee every six months.
- $5 fee for a joint or additional cardholder every six months.
- Other fees apply.
- Lending criteria, credit limits and terms and conditions (PDF 122.6 KB) apply.
As well as earning Airpoints Dollars from your everyday spend, selected Airpoints™ earning credit cards have a range of additional benefits:
- Pay just for the first six months on any transferred balance from a non-Kiwibank credit card.
- Balance transfer interest rates apply to the balance transferred from another bank credit or store card.
- If the amount to be transferred exceeds your credit limit, Kiwibank may process a lesser amount up to your credit limit.
- Interest is charged on your balance transfer from the date the transfer is processed.
- After six months, any remaining transferred balance will be treated like a purchase and our standard interest rate for purchases will apply (currently ).
- If you have more than one balance transfer, payments applied to balance transfers will be applied to the balance transfer with the lowest interest rate first.
To apply for an Air New Zealand Airpoints Low Fee Mastercard, you must be at least 18 years of age, a New Zealand resident, and have a good credit history.
Standard terms and conditions
Eligible purchases excludes fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, or any transaction that is reversed, refunded or charged back.
An “Air New Zealand flight” means a flight that is ticketed and operated by Air New Zealand and certain airline partner codeshare flights – please check airnz.co.nz for a full list of Air New Zealand airline Airpoints partners. Any applicable 3rd party taxes, levies or surcharges can’t be paid for with Airpoints Dollars, unless the fare is a New Zealand domestic fare.
Kiwibank is the issuer of the Air New Zealand Airpoints credit cards.
Airpoints Terms and Conditions apply. See airpoints.co.nz for details.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.