Public notices

Information about upcoming changes to Kiwibank accounts and services.

Upcoming & recent changes

Changes to our home loan fees — 4 August 2025

We’re making a change to the Kāinga Ora — Lenders’ Mortgage Insurance fee. We’ve updated the Personal Banking Fees & Limits as a result.

Kāinga Ora — Homes and Communities has increased the Lender’s Mortgage Insurance premium for First Home Loans from 0.50% to 1.20% of the loan amount. In turn, we've increased the Kāinga Ora — Lenders’ Mortgage Insurance fee for First Home Loans to 1.00% of the loan amount.

Download a copy of the updated Personal Banking Fees & Limits, effective from 4 August 2025.

Date effective: 4 August 2025

Date published: 21 July 2025

Previous public notices

For previous public notices, see our archived public notices.