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Startups

Growing a startup doesn't always fit the traditional banking mould. We've worked with the startup community to create support and funding tailored to the unique needs of ambitious founders.

Other banks see risk, we see potential

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Progress-based funding

Access funding in stages as your business reaches key milestones. A different approach to traditional lending, designed to support growth as it happens.

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Startup specialists

Work with a dedicated startup team who understand the challenges and stages of building an innovative business.

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Built to grow with you

Our startup solutions and support are designed to evolve as your business grows and your needs change.

Your startup toolkit

Startups we're backing

CaptureTheBug2

Capture the Bug

As Capture The Bug gained traction, they needed to scale without compromising on security, pricing, or their go-to-market approach.

How we helped

Speak_Founders

Delightable

Following strong early momentum, Delightable explored options to scale their intelligent, personalised shopping technology in a sustainable way.

How we helped

Eat_Choice_tam_lowdell

Eat Choice

Eat Choice needed a partner who understood the global potential of their accessibility technology and the realities of early-stage business.

How we helped

Insights that give you an edge

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Markets, Mystics & Mayhem podcast: Ep88
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Chart of the week: Coffee beans and chocolate bars

Moving on up. Interest rates, construction, and bonds

The Reserve Bank delivered a hike to 2.75% last Wednesday, as expected. Interest rates aren't the only things going up, though. The construction industry is finally showing signs of life and global bond markets continue their historic rise.
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Great Southern Land: the further you go south, the better it gets. But it’s far from good...

A dovish hike sets the tone. We will sing along

We expected the RBNZ to hike the cash rate from 2.50% to 2.75% today and they did. We are encouraged to see an updated OCR path that meets our view, no big moves, just keep things in stimulatory territory for a little bit longer. Interest rates should remain stimulatory for now, to encourage investment and hiring. The economy needs support, and inflation pressures should ease from here. We like it.

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Let's get started

StartUp+

Learn about StartUp+, our innovative approach to supporting early-stage businesses.

Discover StartUp+

Call us

Call our business banking team on 0800 601 601, Monday to Friday between 8am – 5pm (or +64 4 460 9290 from overseas).

Call 0800 601 601