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Commercial business

Whether you're investing, expanding or managing day-to-day operations, you'll have the support of dedicated commercial banking specialists focused on helping your business move forward.

Business can be complex, relationships shouldn't be

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Partnership you can rely on

You'll have a dedicated Relationship Manager who takes the time to understand your business and connect you to the right expertise when you need it.

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Closer to the decision-makers

With our team and operations based in Aotearoa, we can move quickly and support you at your pace, backed by deep knowledge of the local market.

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Born to buck the system

We're rethinking traditional banking to create better outcomes for Kiwi businesses, from our cashback credit card to our no hurdles Business Online Call savings account.

       

Build your business toolkit

Powering 48,000+ Kiwi businesses

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Helping Kiwi innovation go further

We've worked alongside Future Post as they've turned plastic waste into an innovative Kiwi product, supporting their expansion at home and abroad.

Future Post's story

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Partnering on projects that shape communities

We've supported Ockham in their mission to deliver sustainable housing developments designed for the future of New Zealand cities.

Ockham's story

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Backing sustainable businesses with big ambitions

We've worked alongside Blue Frog as they've expanded their reach and production while staying true to their sustainability principles.

Blue Frog's story

Insights that give you an edge

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Markets, Mystics & Mayhem podcast: Ep88
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Chart of the week: Coffee beans and chocolate bars

Moving on up. Interest rates, construction, and bonds

The Reserve Bank delivered a hike to 2.75% last Wednesday, as expected. Interest rates aren't the only things going up, though. The construction industry is finally showing signs of life and global bond markets continue their historic rise.
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Great Southern Land: the further you go south, the better it gets. But it’s far from good...

A dovish hike sets the tone. We will sing along

We expected the RBNZ to hike the cash rate from 2.50% to 2.75% today and they did. We are encouraged to see an updated OCR path that meets our view, no big moves, just keep things in stimulatory territory for a little bit longer. Interest rates should remain stimulatory for now, to encourage investment and hiring. The economy needs support, and inflation pressures should ease from here. We like it.

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Let's get started

Open an account

If you're a New Zealand registered limited company, you can apply online in less than 20 minutes.

Apply now

Find a business banking specialist

Get in touch with a business banking specialist in your area.

Find a business banker

Call us

Call our business banking team on 0800 601 601, Monday to Friday between 8am to 5pm (or +64 4 803 1646 from overseas).

Call 0800 601 601