Why EFTPOS?

  • Accept EFTPOS card payments and Visa and Mastercard payments in store.

  • You can choose to accept only EFTPOS or debit card payments, or include credit card payments as well.

  • You can also arrange to set up American Express and Diners Club services by contacting them directly. To accept these services, you’ll need to set up a merchant facility directly with these schemes.

How does EFTPOS work?

  • EFTPOS is a real time debit and credit card authorisation and payment processing system that provides you with immediate authorisation.

  • Our terminal solutions are provided by EFTPOS New Zealand, however you are able to purchase or lease your terminals through any supplier of your choice. View the EFTPOS New Zealand terminal range.

  • Kiwibank will work with you to ensure you have the right terminal solution that suits your business needs.

  • If you’ve chosen an EFTPOS New Zealand terminal, specialist installers will install your terminal and you’ll receive dedicated 24-hour support from their highly trained service team.

What next?

If you’d like to get set up with EFTPOS or transfer your existing terminal over to Kiwibank, or if you just want to chat to find out more, just give us a call or enquire online.


Kiwibank may be paid a commission by EFTPOS New Zealand. EFTPOS New Zealand Terms and Conditions apply. Kiwibank Merchant Services Terms and Conditions apply

Kiwibank Merchant Agreement (PDF 925.6 KB)

Kiwibank Merchant Services application form (PDF 77.4 KB)