Pay for business expenses anywhere Visa is accepted
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Use money from your linked business account.
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Withdraw cash from ATMs.
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Protection against unauthorised use of your card or account details.
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Add to your phone and pay on the go with Apple Pay or Google Pay™.
Rates & fees
Visa Debit Card annual fee |
What you’ll pay to have your Visa Debit Card
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Visa Debit Card cash advance fee |
When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution
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Visa Debit Card replacement fee |
When you ask for a replacement Visa Debit Card:
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Visa Debit Card disputed transaction fee |
When you dispute a transaction made using your Visa Debit Card
An investigation fee may also apply. |
Overseas ATM balance enquiry fee |
When you use your Visa Debit Card to make an ATM balance enquiry at an overseas ATM
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Overseas ATM cash withdrawal fee |
When you use your Visa Debit Card to withdraw cash at an overseas ATM
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Overseas currency conversion commission |
When you use your ATM/EFTPOS card or Visa Debit Card for a foreign currency transaction.
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How it works
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Link your card to business accounts
You can link a Visa Debit Card to your one-to-sign Business Edge account. When you order a card, you’ll be asked to select a primary account – this will be linked to the ‘CHQ’ option on EFTPOS terminals. You can also opt to link a secondary account – this will be the ‘SAV’ option.
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Use card for single signatory accounts
If your business requires more than one signatory to make transactions you won’t be able to get Visa Debit Card access to your account.
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Make contactless payments
Make contactless payments using your card or add it to your mobile wallet. You can add your card to your mobile wallet before your physical card arrives in the post.
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Protected with Visa’s Zero Liability policy
You won’t be held responsible for fraudulent charges or unauthorised purchases with Visa’s Zero Liability policy.
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Currency conversion & fees
When you use your card for foreign currency transactions, your transactions will be charged to your account in New Zealand dollars at a rate of exchange determined by Visa on the date it sends the transaction details to us. An international transaction fee also applies.
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Using EFTPOS terminals or ATMs overseas
When making a purchase or an ATM withdrawal using your card overseas, select ‘Credit’ and enter your PIN - funds will come from your primary account. You won’t be able to access your secondary account overseas. Overseas ATM and international transaction fees will apply.
Get a Visa Debit Card for your business
If you're interested in getting a Visa Debit Card for your business, get in touch with our business banking team.
Talk to a business banking specialist
Complete our online form and one of business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
The Visa Debit Card isn't available on all accounts. Download Kiwibank’s Disclosure Statement or pick up a copy at your nearest Kiwibank.
When Kiwibank converts foreign currency into New Zealand dollars, Kiwibank makes money on the conversion.
Download the Kiwibank Apple Pay Terms & Conditions.
Download the Kiwibank Google Pay Terms & Conditions.
We no longer offer the Business Performer account. You can find relevant information about this account on our products no longer offered page.