Why Business Edge?

  • No monthly account management fee and low transaction fees.*

  • 25 free electronic deposits and 25 free deposits at your local Kiwibank a month.

  • Free to transfer funds to your own Kiwibank business accounts in the same name (excluding credit cards).

  • Apply for an overdraft if you need one.

Do you help others? We want to help you — check out our accounts for non-profit organisations.

* Please note: from 1 March 2018, we’ll no longer be charging on a per-transaction basis for electronic transactions. Instead, a $5 per month fee will be charged.

How it works

  • Set up bill payments and automatic payments for free for 30 days after you open your account.
  • Free access to our award-winning internet banking for business.
  • Get a cheque book if you need one.
  • Bank online, at your local Kiwibank, by secure mail in internet banking, or with our dedicated business customer service team.
  • If your account is one-to-sign, grab a Visa Debit Card or ATM/EFTPOS card to access your money. You can get additional cards for employees who need them, provided they're signatories on your account.

What it costs

See our transaction account, savings accounts and investments fees.


Service fees (including cash handling and cheque clearance fees) may apply.

Download Kiwibank’s Disclosure Statement (PDF 157.1 KB) or pick up a copy at your local Kiwibank.