Why international money transfer?

Use this if:

  • you want the payment to arrive quickly

  • you need to add reference or invoice details to your payment

  • you’re making a payment to an overseas credit card.

How it works

You can make an international payment:

  • in internet banking for business under “pay & transfer" then "international payments”.
  • by completing an International money transfer request (PDF 70.9 KB) and faxing or emailing it to us.

Note: The overseas bank processing the transfer may deduct fees, so the person you're paying may not receive the full amount you send. You may need to add some extra funds to your payment — contact us to discuss.

  • Money usually arrives within 2-3 business days.
  • You can add reference or invoice details to your payment.

Extra info you might need

When you send money overseas by international money transfer, you’ll need specific details of the person or organisation you’re sending the money to — we'll prompt you for this in internet banking.

Australia
  • Bank and branch number (often referred to in Australia as BSB number)
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address, including postcode and state
Brazil
  • Agency code (this will be the branch number)
  • Account number
  • Bank and branch location or address
  • Beneficiary’s account name
  • Beneficiary’s physical address
  • Beneficiary’s phone number
  • Reason of transfer (enter in “other information” field)

Note: local regulations require the beneficiary to sign documents before they can collect their funds.

Canada
  • Bank and branch name
  • Bank and branch number (often referred to in Canada as institution and transit number or Electronic Fund Transactions (EFT) routing number)
    • Note a full EFT is 9 numbers long and includes a 0 at the start
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address
Chile
  • Bank and branch name
  • SWIFT code
  • Beneficiary’s account name
  • Account type — current account (“cuenta corriente”), savings account (“cuenta vista”, “cuenta de ahorro”)
  • Beneficiary’s physical address
  • Beneficiary’s phone number
  • Beneficiary’s RUT (tax identification number)
  • Reason for transfer (enter in “other information” field)
Europe
  • IBAN number
  • SWIFT code (preferable)
  • Beneficiary’s account name
  • Beneficiary’s physical address
Hong Kong, Japan, Singapore
  • Bank and branch name
  • SWIFT code
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address
India
  • Bank and branch name
  • SWIFT code
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address
  • IFSC code* (for transfers over 100,000 INR)
  • Bank address including PIN code*
  • If beneficiary is not an Indian resident you’ll need to refer to them as an NRE*

*For internet banking put this information in “payee's details”.

Indonesia
  • Detailed reason for transfer (enter in “other information” field)
Thailand
  • Bank and branch name
  • SWIFT code
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address
  • Reason for transfer (enter in “other information” field)
UK
  • Bank and branch number (often referred to in the UK as sort code)
  • 22-digit account number or IBAN number
  • Beneficiary’s account name
  • Beneficiary’s physical address
US
  • Bank and branch number (often referred to in the US as ABA or FedWire).
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address
Other

We recommend that you ask the payee to confirm the details their bank needs.

The most common requirements are:

  • Bank and branch name
  • SWIFT code
  • Account number
  • Beneficiary’s account name
  • Beneficiary’s physical address

Some countries may have additional requirements.

What it costs

See our international accounts and services fees


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This information is subject to change. Kiwibank accepts no responsibility for errors or omissions.