Once you've completed our short online application, you'll receive a decision within five minutes. We'll then be in touch to discuss the next steps.
The application process is integrated with either your Xero or MYOB AccountRight subscription, meaning you won't need to supply additional documentation and allows for a quick decision.
We'll help you choose the borrowing that best suits your business - either a business loan, business overdraft or a business credit card.
If your New Zealand registered company has at least two years of accounting financial history with Xero or MYOB AccountRight, then applying online will only take you a few minutes.
During the application process you'll be required to log in to either your Xero or MYOB AccountRight to allow us to see the past two years of your company's financial data. We'll assess your balance sheet, profit and loss information, invoice data and credit history to enable us to make a decision about your application.
Depending on what borrowing you decide on, we'll discuss the options and rates with you.
We'll need to get you set up as a Kiwibank business customer and let you know what you'll need to do next.
You'll need to ensure your company data is up-to-date, accurate and complete.
Kiwibank's lending criteria, terms and conditions, and fees apply.