Fast Capital

Fast Capital is an easy application process that integrates with your Xero or MYOB AccountRight Live subscription. This is saving you time when applying for working capital or borrowing for your business.
Two men and laptop

Benefits at a glance

  1. 1

    Easy online application

    Once you've completed our short online application, within a few minutes we'll let you know if your application has been approved or if we need more information. Either way we'll be in touch to discuss next steps.

  2. 2


    The application process is integrated with either your Xero or MYOB AccountRight Live subscription, meaning if you’re approved you won't need to supply any additional documentation.

  3. 3

    Borrowing options

    We'll help you choose the borrowing that best suits your business - either a business loan, business overdraft or business credit card. You can even choose a mix of these products. Your funds may be made available within days of you agreeing to your borrowing options.

How it works

Fast Capital integrates with MYOB and Xero


You can be new to Kiwibank or an existing Kiwibank customer. You'll also need to:

  • be a director of a New Zealand registered limited company (i.e. not a sole trader)
  • have either a Xero or MYOB AccountRight Live subscription and have up to date financial history for us to assess your application
  • have the Xero Standard or Advisor user role, or MYOB Standard Administrator or Owner role to apply.

Borrowing options available through Fast Capital

Apply through Fast Capital

It should only take you a couple of minutes to complete and you'll get a decision in less than five minutes.

Have a Xero or MYOB account?

If you're a director of a New Zealand registered company with Xero or MYOB AccountRight Live financial data you can apply online.

Apply now

Talk to a business banking specialist

Talk to one of our business banking specialists. They’ll let you know what you need to do and what your options are.

Talk to us