Join online in minutes

1. What you'll get, straight away

  • An account of your very own

  • Access to internet banking

2. Activate your account

To activate your account you'll need to verify your identity and address.

Until your account is activated you'll only be able to put money into your account, but won't be able to take it out, you'll also have limited access to internet banking.


Pick the option that's right for you

Personal banking

Over 13?

Join online

Opening a child's account?

Join at your local branch

Setting up a joint account?

Phone 0800 523 523
Business banking

Sole trader?

Join online

Prefer to talk? Or you're a limited liability company or other type of business?

Talk to an expert

Living overseas, here on a tourist visa or looking to move to New Zealand?


Already a Kiwibank customer?

Go to the Apply & Open screen inside internet banking or give us a call.


Any questions?

We’re here to help, so don’t hesitate to get in touch.