How to read an account number

Ever wondered what all those digits on your account number mean? Let us break it down for you.

This is what an account number looks like

KB Account Number

  • The first two digits tell you the bank – Kiwibank is 38
  • The next four digits tell you the branch – for Kiwibank this ranges anywhere between 9000-9499
  • The next seven digits tell you the account number
  • The last two digits tell you the account suffix – this will be different for each account.

What if I need three digits for the suffix?

Suffix formats vary between banks. A two digit suffix can be made into a three digit suffix by adding an extra ‘0’ to the start. For example, 01 becomes 001.

Where can I find my account number?