What to do if you've been scammed

If you've been scammed, try to stay calm and focus on what you can do to reduce any impact. Acting fast can make a big difference.

Take action quickly

  1. 1
    Tahi

    Pause & breathe

    Remember, scams are designed to trick us and there's no shame in being scammed. Focus on the practical steps you can now take to address the situation.

  2. 2
    Rua

    Secure your accounts

    • Change your passwords.
    • Put a temporary block on your cards if you think the scammer might be able to access your money.
    • Review 'other steps to take' below for additional actions that may apply to your specific situation.
  3. 3
    Toru

    Report it

    Let us know as quickly as possible by calling 0800 113 355 or +64 4 473 1133 from overseas.

    For suspicious Kiwibank-related emails and texts, forward or screenshot the message to us at suspicious.email@kiwibank.co.nz

Other steps to take

If you've shared personal information
  • Change your passwords.
  • Read the Identity Theft Checklist for a helpful guide on what could happen with your personal information if you've shared it with a scammer.
  • Contact iDCare if you've been exposed to identity theft, and would like additional free help and support.
If you've given someone remote access to your computer
  • Disconnect your device from the internet, and switch the router off at the wall to stop the scammers from having remote access to your device. If you're not sure how to do this call a friend or family member to help.
  • Stay logged out. If you suspect malware, don't log back in until your hard drive is reformatted and your operating system is reinstalled. Backup essential files and consider getting help from a computer specialist.
  • Use a different device to change all your passwords, including banking, social media, email, and trading accounts. Visit Netsafe for tips on strong passwords.
  • Run a full security scan. IT specialists can provide assistance with detecting and removing malware, or you can start with free online virus-scanners to look for threats on your computers.
    • For PC devices, try ESET online scanner or Kaspersky Virus Removal Tool. Once you've run one of those scans, run Malwarebytes Anti-Malware free edition.
    • For Mac devices, use Bitdefender Antivirus for Mac or ESET Cyber Security for Mac or AVG Antivirus for Mac.
  • Monitor your bank accounts and check statements for unauthorised transactions.
If you're not sure if a Kiwibank call is legitmate
  • Ask for the caller's name.
  • Hang up and call us back on 0800 113 355 (or +64 4 473 1133 from overseas) to verify the call. If it wasn't us, report it to our team.
If you're receiving scam phone calls

If you receive a scam call, record the details and:

Report a suspicious email
  • For suspicious Kiwibank-related emails, forward the email to us at suspicious.email@kiwibank.co.nz
  • For general spam emails, mark these as spam within your email platform.
Report a suspicious text or message

Protect yourself from scams

24/7 support

Fraud and scam support is available around the clock. Call 0800 113 355 or +64 4 473 1133 from overseas.

0800 113 355

Protect yourself

Simple actions can significantly improve your online and financial security.

What you can do